---
title: "Fintava Pay: Embedded Finance API in Nigeria"
description: "Launch wallets, payments and virtual/physical cards in Nigeria via API in as little as 7 days. Fees: 1.5% (cap ₦500), ₦50 stamp duty >₦10k."
canonical_url: "https://liners.com/fintava-pay"
markdown_url: "https://liners.com/fintava-pay.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/fintavapay/screenshot.webp?v=1772116936579"
published_at: "2026-02-26T18:18:36.462Z"
updated_at: "2026-09-26T03:01:58.658Z"
---

# Fintava Pay: Embedded Finance API in Nigeria

Launch wallets, payments and virtual/physical cards in Nigeria via API in as little as 7 days. Fees: 1.5% (cap ₦500), ₦50 stamp duty >₦10k.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [Fintava Pay](/fintava-pay)

## Summary

Launch embedded finance products with a single API

A banking-as-a-service platform that helps African businesses and startups launch embedded finance products like payments, wallets, cards, and remittances via APIs.

## Product details

| Field | Value |
| --- | --- |
| Website | https://www.fintavapay.com/ |
| Tagline | Launch embedded finance products with a single API |
| Primary country | Nigeria |
| Platforms | Web, API |
| Average rating | 4 |
| Published reviews | 1 |
| Verified listing | No |

## About the product

Fintava Pay is a **banking-as-a-service (BaaS)** platform for African businesses and startups that want to launch financial products through **APIs** without managing banking infrastructure.

Key capabilities include:
- **App as a Service** to deploy a customizable digital financial platform in as little as **7 days**
- **Unified API for card issuance**, supporting **virtual and physical cards** plus full lifecycle management (including controls such as spending limits and real-time authorization)
- **Embedded financial services** that can be integrated into an app or product, including **payments**, **digital wallets**, **bill payments**, **loans**, **investments**, and **remittances**
- **Compliance tooling** designed to support regulated workflows, including **KYC/KYB**, **AML**, and **PCI DSS** requirements

Available on **Web** and via **API**.

It targets **B2B teams** such as fintechs, startups, SMEs, enterprises, and non-bank brands in Africa that want to offer wallet, payments, and card experiences to their customers.

In an African market where licensing, settlement, and compliance can slow product launches, it positions itself as middleware that handles backend processes for faster time-to-market across **Nigeria** and other African markets.

## Features

- [Fintech](/categories/fintech): Category
- [B2B](/tags/b2b): Product feature or technology
- [BaaS](/tags/baas): Product feature or technology
- [White-label](/tags/white-label): Product feature or technology
- [Nigeria](/countries/nigeria): Market

## Related pages

- [Alternatives](/fintava-pay/alternatives)
- [Reviews](/fintava-pay/reviews)
- [Transparency](/fintava-pay/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/fintava-pay)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)