---
title: "Fingo Pay: Payment Gateway in Kenya"
description: "Collect M-Pesa STK Push, bank transfers and cards, and pay out to 150+ destinations via SWIFT, wallets and banks. Hold/convert 7 currencies."
canonical_url: "https://liners.com/fingo-pay"
markdown_url: "https://liners.com/fingo-pay.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/fingopay/screenshot.webp?v=1773505879263"
published_at: "2026-03-14T19:12:00.917Z"
updated_at: "2026-09-17T03:00:45.044Z"
---

# Fingo Pay: Payment Gateway in Kenya

Collect M-Pesa STK Push, bank transfers and cards, and pay out to 150+ destinations via SWIFT, wallets and banks. Hold/convert 7 currencies.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [Fingo Pay](/fingo-pay)

## Summary

Accept and send payments across Africa with one API

A CBK-licensed payment infrastructure platform for businesses and developers to collect and disburse funds via M-Pesa, bank transfers, SWIFT, and cards through one API.

## Product details

| Field | Value |
| --- | --- |
| Website | https://www.fingopay.io/ |
| Tagline | Accept and send payments across Africa with one API |
| Primary country | Kenya |
| Platforms | Web, API |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

Fingo Pay is a CBK-licensed payment infrastructure platform for businesses and developers that need a single API to collect and disburse payments across multiple rails.

Key capabilities include:
- **Collections via one endpoint**: accept **M-Pesa STK Push**, **bank transfers**, and **cards** through one integration for online checkouts, subscriptions, and commerce flows.
- **Payouts to 150+ destinations**: send money to **mobile wallets**, **local banks**, and **international SWIFT** destinations, including support for **bulk payouts**.
- **Multi-currency banking**: use **multi-currency accounts** to hold, convert, and move funds in **7 currencies** with **FX conversion**.
- **Developer tooling**: a **REST API** designed for production integrations, including **idempotency**, **HMAC-signed webhooks**, **sandbox simulation**, and **cursor-based pagination**.

Available on **Web (dashboard)** and via **API**.

It primarily serves **B2B teams** building payment flows, including engineers integrating collections and payouts, and businesses that need backend payment infrastructure.

Notable in the Kenyan market context, it operates as a **licensed payment gateway regulated by the Central Bank of Kenya**, and lists **PCI DSS**, **ISO 27001**, and **256-bit encryption** on its security posture. The platform also publishes operational metrics such as **$100M+ annual transaction volume**, **99% uptime**, and **250ms average API response time**.

## Features

- [Fintech](/categories/fintech): Category
- [B2B](/tags/b2b): Product feature or technology
- [Cross-Border Payments](/tags/cross-border-payments): Product feature or technology
- [Mobile Money](/tags/mobile-money): Product feature or technology
- [Multi-currency](/tags/multi-currency): Product feature or technology
- [Payment Gateway](/tags/payment-gateway): Product feature or technology
- [Payment Links](/tags/payment-links): Product feature or technology
- [Kenya](/countries/kenya): Market

## Related pages

- [Alternatives](/fingo-pay/alternatives)
- [Reviews](/fingo-pay/reviews)
- [Transparency](/fingo-pay/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/fingo-pay)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)