---
title: "Fingo Africa: Mobile Banking — Download"
description: "Open a CBK-regulated bank account in Kenya fast. Send money free to Fingo users, transfer to M-Pesa, pay bills, and save earning up to 15% p.a."
canonical_url: "https://liners.com/fingo-africa"
markdown_url: "https://liners.com/fingo-africa.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/fingo/screenshot.webp?v=1772827041713"
published_at: "2026-03-06T19:58:46.513Z"
updated_at: "2026-10-03T12:32:09.723Z"
---

# Fingo Africa: Mobile Banking — Download

Open a CBK-regulated bank account in Kenya fast. Send money free to Fingo users, transfer to M-Pesa, pay bills, and save earning up to 15% p.a.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [Fingo Africa](/fingo-africa)

## Summary

Banking for Africa’s Ambitious.

A CBK-regulated digital banking app for young Africans to open an account fast, send money to friends and M-Pesa, save with interest, and pay bills.

## Product details

| Field | Value |
| --- | --- |
| Website | https://fingo.africa/ |
| Tagline | Banking for Africa’s Ambitious. |
| Primary country | Kenya |
| Platforms | Android, iOS, Web |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

Fingo Africa is a CBK-regulated digital banking app for young Africans in Kenya who want to open a personal bank account from a mobile phone and manage everyday payments, saving, and spending.

Key capabilities include:
- **Personal account and payments**: Send and request money **for free between Fingo users**, request money via a **link or QR code**, transfer to and from **local banks**, and move funds between Fingo and **M-Pesa**. The app also supports **Pay Bills/Buy Goods**, **airtime top-ups**, and **direct salary deposits**.
- **Savings and goals**: Create **savings goals** with a target amount and deadline, and earn **up to 15% interest annually** on interest-earning savings.
- **Cards for online spending**: Create **virtual prepaid cards** (customizable, with controls to freeze, unfreeze, or delete). A **physical debit card (Yellow Ubuntu)** is listed as coming soon.
- **Budgeting, analytics, and learning**: Set **budget plans**, track expenses with **spending insights**, and build financial knowledge through **trivia**.
- **Rewards**: Earn **Fingo Coins** for actions such as transacting, saving, referrals, and trivia, then exchange them for rewards.
- **Islamic Banking**: An **Islamic Banking** option is available.

Available on **Android** and **iOS**.

It targets **B2C users**, especially **youth and young adults** who want low-friction account opening and mobile-first banking features.

Notable in the Kenyan market context, it combines **M-Pesa-compatible transfers**, bill payments, savings tools, and in-app financial learning in one app, and it is **powered by Ecobank**.

## Features

- [Fintech](/categories/fintech): Category
- [B2C](/tags/b2c): Product feature or technology
- [Commercial Bank](/tags/commercial-bank): Product feature or technology
- [Loyalty & Rewards](/tags/loyalty-rewards): Product feature or technology
- [Neobanks](/tags/neobanks): Product feature or technology
- [Kenya](/countries/kenya): Market

## Related pages

- [Alternatives](/fingo-africa/alternatives)
- [Reviews](/fingo-africa/reviews)
- [Transparency](/fingo-africa/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/fingo-africa)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)