--- title: "Fazipay alternatives" description: "Compare 38 published alternatives to Fazipay." canonical_url: "https://liners.com/fazipay/alternatives?page=2" markdown_url: "https://liners.com/fazipay/alternatives.md?page=2" type: "product-alternatives" language: "en" updated_at: "2026-08-30T16:18:05.275Z" --- # Fazipay alternatives Compare 38 published alternatives to Fazipay. ## Breadcrumbs - [Fazipay](/fazipay) - [Alternatives](/fazipay/alternatives) ## Summary Compare 38 published alternatives to Fazipay. ## About these alternatives The most practical Fazipay alternatives in 2026 are [Ipay Africa](https://liners.com/ipay-africa), [Hope PSBank](https://liners.com/hope-psbank), [9PSB](https://liners.com/9psb), [eTranzact](https://liners.com/etranzact), and [CoralPay](https://liners.com/coralpay). The right choice depends on whether you need an agent-network toolkit, a PSB-style wallet and USSD banking, or a payment switch and gateway for higher volumes. Fazipay (formerly Omnibranches) is a Nigeria-focused agent network and payment aggregation platform used for last-mile financial services via POS and USSD. People switch from Fazipay for a few repeatable reasons: they want coverage beyond Nigeria, they need a mobile wallet app experience instead of an Android POS-only setup, or they are prioritising offline-capable payments for low-network locations. Others are looking for a more specialised fit, like an enterprise payment switch and gateway, or an agent-network platform that is more commerce-focused. None of this makes Fazipay a poor choice; it means the market now has specialists worth comparing. ## What to Compare When Choosing a Fazipay Alternative - **Where it works (country coverage):** if you operate outside Nigeria, compare options with multi-country availability, not Nigeria-only platforms. - **POS and agent-network depth:** check if it supports agent onboarding, agent hierarchies, and day-to-day cash-in/cash-out flows, not just a checkout tool. - **Bill payments catalogue:** confirm the mix you rely on, like electricity, cable TV, and airtime/data, then test the reliability of those categories. - **Mobile money and wallet rails:** if you need stored-value wallets and transfers, shortlist providers that are built around mobile money, not only POS. - **USSD support:** for agent outlets that serve feature-phone users, verify USSD is available and usable for core transactions. - **Gateway and switching needs:** if you process larger volumes, compare payment gateway and switching capabilities, plus reporting and reconciliation. - **Offline capability:** if network quality is a constraint, prioritise tools designed to accept payments offline and sync later. ## Compare Fazipay competitors by your main use - **If you need a multi-country option:** [Ipay Africa](https://liners.com/ipay-africa) supports payments across Kenya, Zambia, DR Congo, Nigeria, Rwanda, and Tanzania, so it is a better starting point for regional operations. - **If you want a bank-like wallet with bills and transfers in Nigeria:** [Hope PSBank](https://liners.com/hope-psbank) and [9PSB](https://liners.com/9psb) focus on digital banking, USSD, transfers, and bill payments, with 9PSB also covering agent cash services. - **If you are choosing for switching and enterprise processing:** [eTranzact](https://liners.com/etranzact) is positioned for multi-channel payment switching across web, mobile, POS, ATMs, and branches in several African markets. - **If offline payments are the priority:** [Runteller](https://liners.com/runteller) is built to send, receive, and accept money offline using methods like SMS and Bluetooth. Scroll to the Liners directory below to explore more Fazipay alternatives in [Fintech](/categories/fintech) and filter by [Nigeria](/countries/nigeria), plus features like [POS](/tags/pos), [Bill Payments](/tags/bill-payments), [B2B2C](/tags/b2b2c), [Payment Gateway](/tags/payment-gateway), and [Mobile Money](/tags/mobile-money) to find apps like Fazipay or tools to use instead of Fazipay. ## Alternatives | Name | URL | Tagline | Country | Rating | | --- | --- | --- | --- | --- | | VAS2Nets | /vas2nets | Telecom messaging, USSD, and payment services for enterprises | Nigeria | | | VaultPay NG | /vaultpay-ng | Pay bills, buy airtime and data, and fund a wallet in Nigeria | Nigeria | 4 | | ZirooPay | /ziroopay | Accept card payments anywhere, even without internet | Nigeria | | | Zone | /zone | Regulated blockchain rails for direct bank-to-bank payments | Nigeria | | | OPay | /opay | Transfers, bill payments, and savings in one mobile wallet | Nigeria | 4.6 | | 9PSB | /9psb | Digital banking, payments, and agent cash services in Nigeria | Nigeria | | | ERCAS | /ercas | Enterprise payment, VAS, and cloud infrastructure for Africa | Nigeria | | | Mintpoint | /mintpoint | Turn an NFC smartphone into a POS for payments | Nigeria | | | PalmPay | /palmpay | Mobile money, savings, bills, and agent cash services | Nigeria | 4.3 | | Plug.ng | /plug-ng | Pay Nigerian bills, buy data, and book events in one app | Nigeria | | | Sterling Bank | /sterling-bank | Digital and branch banking for everyday and business needs | Nigeria | 5 | | SaySwitch | /sayswitch | Accept payments and payouts across channels in one dashboard | Nigeria | | | Trade Lenda | /trade-lenda | Digital banking, loans, payments, and POS for SMEs | Nigeria | 4.5 | | Vepay | /vepay | Seamless Cross-Border Payments for Africans. | Nigeria | | | Squad | /squad | Accept online and in-person payments across Africa | Nigeria | | | BluPenguin | /blupenguin | Accept card and mobile money payments in-store or online | Ghana | | | SmartCash PSB | /smartcash-psb | Send money, buy airtime, and manage everyday payments | Nigeria | 4.5 | | Speso | /speso | Send money, pay bills, and shop online from one app | Ghana | | | NowNow | /nownow | Accept card and transfer payments with a mobile merchant wallet | Nigeria | | ## Related pages - [Product page](/fazipay) - [Alternatives](/fazipay/alternatives) - [Reviews](/fazipay/reviews) - [Transparency](/fazipay/transparency) ## Access and citation - [Canonical HTML page](https://liners.com/fazipay/alternatives?page=2) - [Markdown route index](/sitemap.md) - [Agent access guide](/llms.txt)