--- title: "FASTA alternatives" description: "Compare 150 published alternatives to FASTA." canonical_url: "https://liners.com/fasta/alternatives" markdown_url: "https://liners.com/fasta/alternatives.md" type: "product-alternatives" language: "en" updated_at: "2026-10-02T12:14:11.664Z" --- # FASTA alternatives Compare 150 published alternatives to FASTA. ## Breadcrumbs - [FASTA](/fasta) - [Alternatives](/fasta/alternatives) ## Summary Compare 150 published alternatives to FASTA. ## About these alternatives The most practical FASTA alternatives in 2026 are [Capfin](https://liners.com/capfin), [Pumpkn](https://liners.com/pumpkn), [Troygold](https://liners.com/troygold), [Mobicred](https://liners.com/mobicred), and [Mix Mkopo](https://liners.com/mix-mkopo). The right choice depends on whether you want a straight cash loan, a revolving credit line for shopping, or a lender that pays out to mobile money. FASTA is a South African online micro-lender focused on short-term cash loans for individual consumers, offered through a fully digital application process. It operates in South Africa and is positioned as an NCR-registered credit provider. People compare FASTA alternatives because FASTA is South Africa-only, and some borrowers prefer products built around different credit types, like longer-term unsecured personal loans (instead of short-term lending) or buy-now-pay-later style revolving credit for purchases. Others simply want a lender that pays out to mobile money, or a product aimed at businesses rather than individual borrowers. None of this makes FASTA a poor choice; it means the market now has specialists worth comparing. ## What to Compare When Choosing a FASTA Alternative - **Country availability**: FASTA is for South Africa, so confirm the alternative is available where you live and can pay out locally. - **Loan type**: Decide between short-term cash loans (micro-lending), longer-term personal loans, or a revolving credit facility tied to spending. - **Payout method**: Check whether funds go to a bank account or to **mobile money**, which matters in many African markets. - **Repayment window**: Compare repayment terms, for example months-long instalments versus short, salary-bridge style repayment. - **Cost structure**: Look for clear breakdowns of interest and fees (initiation, monthly service, credit protection) before accepting an offer. - **Eligibility and documents**: Confirm what you will need, such as ID, proof of income, and bank statements, and how strict the checks are. - **User support and dispute handling**: For credit products, responsive support can matter as much as approval speed. Use the Liners listings below to filter FASTA similar apps by country, lending model, and payout method, then compare your shortlist side by side. ## Compare FASTA competitors by country and use case If you are in [South Africa](/countries/south-africa) and want a more traditional personal-loan structure, [Capfin](https://liners.com/capfin) offers unsecured personal loans up to R50,000 over 6 to 24 months. If your goal is credit for shopping with one monthly payment across participating retailers, [Mobicred](https://liners.com/mobicred) is closer to a revolving credit facility than a typical cash-loan lender. If you are outside South Africa and need mobile-money payout, compare [Impiya](/impiya) [CHECK SLUG], [Mix Mkopo](https://liners.com/mix-mkopo), and [HiMoney](https://liners.com/himoney), which are positioned around fast digital loans with mobile wallet disbursements in their listed markets. If you are looking for a business-focused option instead of consumer micro-lending, [GoTyme for Business](https://liners.com/gotyme-for-business) is built around business finance and working capital, not personal short-term loans. The Liners directory below groups FASTA alternatives and competitors in [Fintech](/categories/fintech), so you can discover apps like FASTA, filter by [Lending and Loans](/tags/lending) and [B2C](/tags/b2c) or [Mobile Money](/tags/mobile-money), and compare options available in [South Africa](/countries/south-africa) and beyond. You can also narrow results to [SaaS](/tags/saas) and [AI-Powered](/tags/ai-powered) lenders if you want a more data-driven underwriting style. ## Alternatives | Name | URL | Tagline | Country | Rating | | --- | --- | --- | --- | --- | | Lendplus South Africa | /lendplus-south-africa | Apply for a payday loan online in about 15 minutes | South Africa | | | MortgageMarket | /mortgagemarket | Compare multiple home loan offers with one online application | South Africa | | | Boodle | /boodle | Get a short-term cash loan online with upfront costs | South Africa | | | Wonga | /wonga | Apply online for short-term loans paid into your bank | South Africa | | | Capfin | /capfin | Apply for an unsecured personal loan up to R50 000 | South Africa | | | Southern Finance | /southern-finance | Apply online for short-term loans with fast payout | South Africa | | | Sunshine Loans | /sunshine-loans | Apply online for short-term loans from R500 to R4,000 | South Africa | | | Atlas Finance | /atlas-finance | Apply for personal loans online or at nearby branches | South Africa | | | Mission Mobile | /mission-mobile | Buy a smartphone with clear monthly payments | South Africa | | | Sourcefin | /sourcefin | Get cashflow from purchase orders and unpaid invoices | South Africa | | | Zash Loan | /zash-loan | Get personal loans to your M-PESA account in minutes | Kenya | | | Onua Loan | /onua-loan | Apply for short term cash loans from a smartphone | Ghana | 3 | | Mirakash | /mirakash | Apply for unsecured cash loans from your phone | Zambia | | | AXA Crédit | /axa-credit | Simulate and request consumer loans online in Morocco | Morocco | | | Credit+ | /creditplus | Get a personal loan in minutes, directly to your bank | Morocco | | | SilkLoan Nigeria | /silkloan | Apply for personal cash loans in minutes on Android | Nigeria | | | CredoKa | /credoka | Apply for microloans online and get paid in minutes | Angola | | | Anidaso Credit | /anidaso-credit | Instant personal loans in Ghana with fast approval | Ghana | | | Kashat | /kashat | Instant nano loans for Egypt’s unbanked borrowers | Egypt | | ## Related pages - [Product page](/fasta) - [Alternatives](/fasta/alternatives) - [Reviews](/fasta/reviews) - [Transparency](/fasta/transparency) ## Access and citation - [Canonical HTML page](https://liners.com/fasta/alternatives) - [Markdown route index](/sitemap.md) - [Agent access guide](/llms.txt)