---
title: "FairMoney Business: Merchant Banking in Nigeria"
description: "Accept in-person card or transfer payments, order a POS, pay bills, save (FairSave), open business/virtual accounts, and access business loans in Nigeria."
canonical_url: "https://liners.com/fairmoney-business"
markdown_url: "https://liners.com/fairmoney-business.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/payforce/screenshot.webp?v=1784413390846"
published_at: "2026-07-20T23:27:54.611Z"
updated_at: "2026-09-14T21:47:55.864Z"
---

# FairMoney Business: Merchant Banking in Nigeria

Accept in-person card or transfer payments, order a POS, pay bills, save (FairSave), open business/virtual accounts, and access business loans in Nigeria.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [FairMoney Business](/fairmoney-business)

## Summary

Banking, payments, and POS tools for Nigerian merchants

A merchant banking and agent platform in Nigeria that provides POS payments, business loans, savings, bill payments, cards, and business or virtual accounts via mobile apps.

## Product details

| Field | Value |
| --- | --- |
| Website | https://www.payforce.network/ |
| Tagline | Banking, payments, and POS tools for Nigerian merchants |
| Primary country | Nigeria |
| Platforms | Android, iOS, Web, API |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

FairMoney Business is a merchant and business banking platform for merchants, agents, and SMEs in Nigeria that bundles everyday payments and banking services in one place.

Key capabilities include:

- **POS services** for in-person card and transfer payments, with an option to **order a POS** through the service
- **Business loans** for eligible businesses, presented under the platform’s lending offering
- **Savings** products (including **FairSave**) for business saving needs
- **Bills and payments** for common bill payment and mobile money-related transactions
- **Business and virtual bank accounts**, including mention of a **Virtual Account API** (no public developer documentation link verified)
- **Cards** for merchant-related spending and payment use cases

Available on **Android**, **iOS**, and the **Web**.

Built for **Nigerian business owners, merchants, and independent agents**, with a focus on serving **underbanked and unbanked** customers through agent and merchant operations.

It is notable in Nigeria’s fintech market as part of the broader FairMoney ecosystem, a mobile-first digital bank and credit-led neobank with major operations in Nigeria.

## Features

- [Fintech](/categories/fintech): Category
- [Agent Network](/tags/agent-network): Product feature or technology
- [B2B](/tags/b2b): Product feature or technology
- [Bill Payments](/tags/bill-payments): Product feature or technology
- [Lending and Loans](/tags/lending): Product feature or technology
- [POS](/tags/pos): Product feature or technology
- [Savings](/tags/savings): Product feature or technology
- [Nigeria](/countries/nigeria): Market

## Related pages

- [Alternatives](/fairmoney-business/alternatives)
- [Reviews](/fairmoney-business/reviews)
- [Transparency](/fairmoney-business/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/fairmoney-business)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)