---
title: "expressPay: Payment Gateway in Ghana — Fees"
description: "Accept card & mobile money, QR pay, bills and bulk payouts in Ghana. Send money with select Visa cards—transfer fee capped at GHS 10."
canonical_url: "https://liners.com/expresspay"
markdown_url: "https://liners.com/expresspay.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/expresspaygh/screenshot.webp?v=1781546804715"
published_at: "2026-06-15T20:43:34.137Z"
updated_at: "2026-10-06T16:49:32.338Z"
---

# expressPay: Payment Gateway in Ghana — Fees

Accept card & mobile money, QR pay, bills and bulk payouts in Ghana. Send money with select Visa cards—transfer fee capped at GHS 10.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [expressPay](/expresspay)

## Summary

Accept payments and send money across Ghana

A Ghana-based payments platform for businesses and consumers to accept card and mobile money payments, send money, pay bills, and buy airtime via web and mobile apps.

## Product details

| Field | Value |
| --- | --- |
| Website | https://expresspaygh.com/ |
| Tagline | Accept payments and send money across Ghana |
| Primary country | Ghana |
| Platforms | Web, Android, iOS, API |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

expressPay is a Ghana-based payments platform for businesses, merchants, and consumers who need to collect payments, send money, and pay for everyday services.

Key capabilities include:
- **Card and mobile money acceptance** for goods and services, with **3rd-party API integration** for businesses to embed payments in websites and apps
- **Scan to Pay (QR codes)**, including merchant QR decals that customers can scan to make contactless payments
- **Bill payments**, enabling businesses to generate bills for customers, with support for use cases across banks and utility service providers
- **Business payout tools**, including **bulk payments** (upload a formatted file and process multiple payouts) and **USSD payments** for customers on any mobile network

Available on **Web**, **Android**, and **iOS**, with **developer tools and APIs** for integrations.

Target users include **Ghanaian merchants and businesses** that need payment acceptance, POS, and payouts, plus **consumers** who want to send money to friends, family, and bank accounts, and buy **airtime and internet bundles**.

In the Ghana market, expressPay highlights **PCI certification** on its website, and Devex describes it as an official **Visa Payment Technology Provider** and a Visa eCommerce processor in Ghana.

## Features

- [Fintech](/categories/fintech): Category
- [B2B](/tags/b2b): Product feature or technology
- [B2C](/tags/b2c): Product feature or technology
- [Bill Payments](/tags/bill-payments): Product feature or technology
- [Bulk Payments](/tags/bulk-payments): Product feature or technology
- [Mobile Money](/tags/mobile-money): Product feature or technology
- [Payment Gateway](/tags/payment-gateway): Product feature or technology
- [POS](/tags/pos): Product feature or technology
- [QR Payments](/tags/qr-payments): Product feature or technology
- [USSD](/tags/ussd): Product feature or technology
- [Ghana](/countries/ghana): Market

## Related pages

- [Alternatives](/expresspay/alternatives)
- [Reviews](/expresspay/reviews)
- [Transparency](/expresspay/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/expresspay)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)