---
title: "ETAP: Car Insurance, Claims and Driving Insights"
description: "Buy car insurance in Nigeria & Ghana in 90 seconds using your plate number. Get 1–28 day cover, pay monthly, and claims processed in 3 min."
canonical_url: "https://liners.com/etap"
markdown_url: "https://liners.com/etap.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/etapinsure/screenshot.webp?v=1773505873180"
published_at: "2026-03-14T19:11:03.021Z"
updated_at: "2026-10-05T05:11:58.647Z"
---

# ETAP: Car Insurance, Claims and Driving Insights

Buy car insurance in Nigeria & Ghana in 90 seconds using your plate number. Get 1–28 day cover, pay monthly, and claims processed in 3 min.

## Breadcrumbs

- [Insurtech](/categories/insurtech)
- [ETAP](/etap)

## Summary

Buy car insurance in 90 seconds with your plate number

A digital car insurance platform for drivers and fleets in Nigeria and Ghana, offering 90-second policy purchase, pay-monthly plans, driving insights, and fast claims.

## Product details

| Field | Value |
| --- | --- |
| Website | https://www.etapinsure.com/ |
| Tagline | Buy car insurance in 90 seconds with your plate number |
| Primary country | Nigeria |
| Platforms | Web, Android, iOS |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

ETAP is a digital car insurance platform for individual drivers and businesses that want to buy and manage vehicle insurance quickly using a vehicle plate number.

Key capabilities include:
- **90-second cover purchase** on the web (no app required) or via mobile app, using **plate number** details for eligible vehicles such as private cars, motorcycles, buses, rickshaws, ride-hailing vehicles, taxis, SUVs, and ambulances
- **Flexible coverage and payments**, including **short-term cover (1 to 28 days)**, annual options, and **pay-monthly subscriptions**, with support for **third-party** and **comprehensive** policies
- **In-app claims** with a guided flow, where **verified claims are processed within 3 minutes** for third-party and comprehensive policies
- **Driving Insights (telematics)** that tracks behaviour such as **acceleration, braking, coasting, and speeding** to help users improve driving habits, plus **Safe Driving Points** that can be redeemed for vouchers (including fuel and entertainment rewards)

Available on **Web**, **Android**, and **iOS**.

It serves **B2C drivers** who want quick, flexible car insurance and **B2B fleet managers** looking for an enterprise fleet solution.

Notable in West Africa, it operates under insurance regulation in **Nigeria (NAICOM)** and is licensed in **Ghana (National Insurance Commission)**, selling policies via partners including **AIICO Insurance Plc** in Nigeria and **Hollard Insurance Ghana Limited** (as ETAP-Hollard) in Ghana.

## Features

- [Insurtech](/categories/insurtech): Category
- [B2B](/tags/b2b): Product feature or technology
- [B2C](/tags/b2c): Product feature or technology
- [Fleet Management](/tags/fleet-management): Product feature or technology
- [Insurance](/tags/insurance): Product feature or technology
- [Ghana](/countries/ghana): Market
- [Nigeria](/countries/nigeria): Market

## Related pages

- [Alternatives](/etap/alternatives)
- [Reviews](/etap/reviews)
- [Transparency](/etap/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/etap)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)