---
title: "Esca: Currency Hedging, Global Payouts and Yield"
description: "Convert NGN and other fiat to USDC/USDT in seconds, earn yield, and pay out globally via web dashboard or REST API."
canonical_url: "https://liners.com/esca"
markdown_url: "https://liners.com/esca.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/esca/screenshot.webp?v=1773305824465"
published_at: "2026-03-12T11:58:41.076Z"
updated_at: "2026-10-06T16:18:10.281Z"
---

# Esca: Currency Hedging, Global Payouts and Yield

Convert NGN and other fiat to USDC/USDT in seconds, earn yield, and pay out globally via web dashboard or REST API.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [Esca](/esca)

## Summary

Hedge currency risk and pay globally with stablecoins and fiat

A Web and API platform that helps businesses in volatile emerging markets hedge currency risk, convert fiat to stablecoins, earn yield, and send global payouts.

## Product details

| Field | Value |
| --- | --- |
| Website | https://www.esca.finance/ |
| Tagline | Hedge currency risk and pay globally with stablecoins and fiat |
| Primary country | Nigeria |
| Platforms | Web, API |
| Average rating | 5 |
| Published reviews | 1 |
| Verified listing | No |

## About the product

Esca is a Web and API financial infrastructure platform for businesses in volatile emerging markets that need currency hedging, savings (yield), and cross-border payments using both fiat and USD-pegged stablecoins.

Key capabilities include:
- **Global settlement network** to convert between local currencies and USD‑pegged stablecoins such as **USDC** and **USDT** in seconds, then **off‑ramp to bank accounts** across Africa, Europe, North America, LATAM, and Asia.
- **Treasury and yield** that offers **up to 20% yield on NGN** and **7% yield on foreign currency balances** through **principal‑protected instruments**, designed for businesses holding working capital in high-inflation environments.
- **Local rails and global payouts** via **named accounts** in up to **27 currencies** (without setting up local entities) and payouts to **112+ countries** through local bank transfers or stablecoin payouts.
- **FX execution tools** including **limit orders** and **forward rates** (Esca Forwards), plus **self‑serve OTC** exchange rates advertised as up to **3% below market**.

Available on **Web** (dashboard) and via a **REST API** with documentation and a sandbox for testing.

Built for **B2B teams** such as finance, treasury, and operations at companies operating across emerging markets who need to mitigate FX volatility, manage multi-currency balances, and run mass payouts.

Notable in the African market context, it lists support for African currency rails (including NGN), maintains an office presence in **Lagos**, and states it is licensed by **Fintrac** as a money service business (license **C100000658**).

## Features

- [Fintech](/categories/fintech): Category
- [B2B](/tags/b2b): Product feature or technology
- [Cross-Border Payments](/tags/cross-border-payments): Product feature or technology
- [Multi-currency](/tags/multi-currency): Product feature or technology
- [Stablecoins](/tags/stablecoins): Product feature or technology
- [Angola](/countries/angola): Market
- [Cameroon](/countries/cameroon): Market
- [Ghana](/countries/ghana): Market
- [Mozambique](/countries/mozambique): Market
- [Nigeria](/countries/nigeria): Market
- [South Africa](/countries/south-africa): Market

## Related pages

- [Alternatives](/esca/alternatives)
- [Reviews](/esca/reviews)
- [Transparency](/esca/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/esca)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)