---
title: "ERCAS: Payment Processing in Nigeria"
description: "Run collections and payments in Nigeria via API/web: cards, transfers, QR and USSD, unified reconciliation, VAS and wallets. 99% uptime SLA."
canonical_url: "https://liners.com/ercas"
markdown_url: "https://liners.com/ercas.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/ercas/screenshot.webp?v=1785164080495"
published_at: "2026-07-27T19:40:18.131Z"
updated_at: "2026-09-14T21:48:03.897Z"
---

# ERCAS: Payment Processing in Nigeria

Run collections and payments in Nigeria via API/web: cards, transfers, QR and USSD, unified reconciliation, VAS and wallets. 99% uptime SLA.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [ERCAS](/ercas)

## Summary

Enterprise payment, VAS, and cloud infrastructure for Africa

Digital finance infrastructure for banks, enterprises, and governments to process payments, run collections, launch value-added services, and meet compliance needs.

## Product details

| Field | Value |
| --- | --- |
| Website | https://ercas.ng/ |
| Tagline | Enterprise payment, VAS, and cloud infrastructure for Africa |
| Primary country | Nigeria |
| Platforms | Web, API |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

ERCAS is a licensed digital finance infrastructure provider for banks, enterprises, and governments that need compliant payment, collections, value-added services, and resilient cloud infrastructure.

Key capabilities include:
- **Multi-channel payment processing and collections** with support for **cards, bank transfers, QR codes, and USSD**, plus **unified reconciliation** and enterprise controls.
- **E-wallet infrastructure** for secure payment management and **fund transfers across networks**, suitable for institution-grade wallet and account-based experiences.
- **Value-added services delivery** through **APIs or white-label deployments**, designed to help institutions launch VAS products without complex builds.
- **Prepaid card lifecycle management**, including **issuance, activation, and transaction tracking**, alongside **digital banking infrastructure** such as **accounts, deposits, and multi-currency support**.

Available on **Web** and via **API-based integrations**.

Built for **B2B institutions**, including banks, fintechs, enterprises, and public-sector organisations.

Notable in the African market context, the platform states **PSSP licensing by the Central Bank of Nigeria**, **PCI-DSS certification**, and **NDPA compliance**, and it highlights **99% uptime SLA**, **real-time monitoring**, and a stated **99.9% transaction success rate** for mission-critical operations.

## Features

- [Fintech](/categories/fintech): Category
- [B2B](/tags/b2b): Product feature or technology
- [Bill Payments](/tags/bill-payments): Product feature or technology
- [Bulk Payments](/tags/bulk-payments): Product feature or technology
- [Multi-currency](/tags/multi-currency): Product feature or technology
- [Payment Gateway](/tags/payment-gateway): Product feature or technology
- [POS](/tags/pos): Product feature or technology
- [USSD](/tags/ussd): Product feature or technology
- [White-label](/tags/white-label): Product feature or technology
- [Nigeria](/countries/nigeria): Market

## Related pages

- [Alternatives](/ercas/alternatives)
- [Reviews](/ercas/reviews)
- [Transparency](/ercas/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/ercas)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)