---
title: "Equity Bank: Mobile Banking App in Africa"
description: "Open an account, pay/send money and access instalment or salary-advance credit in DR Congo via USSD *420#, web or Telegram."
canonical_url: "https://liners.com/equity-bcdc"
markdown_url: "https://liners.com/equity-bcdc.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/equitygroupholdings/screenshot.webp?v=1786804256309"
published_at: "2026-08-15T15:53:04.348Z"
updated_at: "2026-09-21T05:10:52.946Z"
---

# Equity Bank: Mobile Banking App in Africa

Open an account, pay/send money and access instalment or salary-advance credit in DR Congo via USSD \*420#, web or Telegram.

## Breadcrumbs

- [Banking](/categories/banking)
- [Equity Bank](/equity-bcdc)

## Summary

Retail and business banking in DRC, part of Equity Group

A DRC commercial bank for retail, SME, corporate, and diaspora banking, and part of Equity Group's East and Central African banking network.

## Product details

| Field | Value |
| --- | --- |
| Website | https://equitygroupholdings.com/cd/en |
| Tagline | Retail and business banking in DRC, part of Equity Group |
| Primary country | DR Congo |
| Platforms | Web, Android, iOS |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | Yes |

## About the product

Equity BCDC is a commercial bank in the **Democratic Republic of Congo** serving individuals, salaried employees, informal sector workers, SMEs, corporates, and institutions with retail and business banking services. It is a subsidiary of **Equity Group Holdings**, a Kenya-headquartered banking group also operating as **Equity Bank** in Uganda, Tanzania, Rwanda, and South Sudan, with a representative office in Ethiopia.

Key capabilities include:
- **Accounts and banking services**: tools to **open an account**, manage day-to-day banking, and access savings products such as an **Employee Salary Account** and the inclusive **Libanga account** for informal sector workers
- **Digital banking and self-service**: **EquityBCDC Online** for retail customers and **Equity Online for Business** for businesses and institutions
- **Payments and online checkout**: **Pay/Send Money** services, plus **Cybersource** online payments in partnership with **Visa**
- **Borrowing and credit**: **instalment loans** for working capital or business assets, education-focused credit such as **Crédit Kelasi Plus**, and salary-advance credit via digital channels

Available via **Web**, **USSD (*420#)**, and **Telegram**, with a nationwide network of **branches, ATMs, and agents** across the DRC.

Equity BCDC traces back to **Banque Commerciale du Congo**, founded in **1909** as one of the DRC's oldest banks; **Equity Group** acquired a majority stake from the **Forrest family** in 2019-2020 and merged it with Equity Bank Congo. It is now the **second-largest bank in the DRC** by balance sheet, with roughly **$2.5 billion** in assets, 74 branches, 214 ATMs, and about 3,055 agents serving close to **one million customers**.

Group-wide, **Equity Group Holdings** (founded 1984, listed on the **Nairobi** and **Uganda** securities exchanges) reports total assets of roughly **$13.9 billion** and more than **21.6 million customers** across its network.

## Features

- [Banking](/categories/banking): Category
- [Agent Network](/tags/agent-network): Product feature or technology
- [B2B](/tags/b2b): Product feature or technology
- [B2C](/tags/b2c): Product feature or technology
- [Commercial Bank](/tags/commercial-bank): Product feature or technology
- [DR Congo](/countries/dr-congo): Market
- [Kenya](/countries/kenya): Market
- [Rwanda](/countries/rwanda): Market
- [South Sudan](/countries/south-sudan): Market
- [Tanzania](/countries/tanzania): Market
- [Uganda](/countries/uganda): Market

## Related pages

- [Alternatives](/equity-bcdc/alternatives)
- [Reviews](/equity-bcdc/reviews)
- [Transparency](/equity-bcdc/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/equity-bcdc)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)