---
title: "Enza: Payment Gateway in Africa"
description: "In-person, online and ATM payments via open APIs: gateway, acquirer processing, AI fraud detection and back-office tools in Nigeria, SA, Egypt, Ghana."
canonical_url: "https://liners.com/enza"
markdown_url: "https://liners.com/enza.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/enza/screenshot.webp?v=1781198287725"
published_at: "2026-06-11T17:21:37.830Z"
updated_at: "2026-09-12T22:27:54.354Z"
---

# Enza: Payment Gateway in Africa

In-person, online and ATM payments via open APIs: gateway, acquirer processing, AI fraud detection and back-office tools in Nigeria, SA, Egypt, Ghana.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [Enza](/enza)

## Summary

Open-API payments infrastructure for African institutions

An African payments platform providing open-API acceptance, fraud and risk, data and insight, and back-office services for banks, fintechs, and acquirers.

## Product details

| Field | Value |
| --- | --- |
| Website | https://www.enzagroup.global/ |
| Tagline | Open-API payments infrastructure for African institutions |
| Primary country | Egypt |
| Platforms | Web, API |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

Enza (Enza Group) is an African payments platform for banks, fintechs, acquirers, and businesses that need API-based payment acceptance, orchestration, and value-added services across local and global payment methods.

Key capabilities include:

- **Acceptance services** for multiple channels, including an **in-person payments platform (enzaPay)**, an **online payment gateway (Conductor)**, **acquirer processing**, and **ATM acquiring solutions**
- **Fraud and risk services**, including **AI-driven fraud detection (enzaGuard)**
- **Data and insight** tools focused on **cost recovery and revenue enhancement (enza Optimizer)**
- **Back-office support services** and **consumer services payment solutions**, including **consumer proposition enhancements**

Available via **Web** and **APIs**, with technical documentation at [https://www.enzagroup.global/technical/](https://www.enzagroup.global/technical/).

Target users include **financial institutions** and **payments businesses** operating in Africa, such as banks, fintechs, and acquirers.

Notable in the African context for its focus on **open APIs** designed to integrate with existing systems and its emphasis on **locally relevant payment methods** across the continent, with references to markets such as **Nigeria, South Africa, and Egypt**.

## Features

- [Fintech](/categories/fintech): Category
- [B2B](/tags/b2b): Product feature or technology
- [Enterprise](/tags/enterprise): Product feature or technology
- [Payment Gateway](/tags/payment-gateway): Product feature or technology
- [Egypt](/countries/egypt): Market
- [Ghana](/countries/ghana): Market
- [Nigeria](/countries/nigeria): Market
- [South Africa](/countries/south-africa): Market

## Related pages

- [Alternatives](/enza/alternatives)
- [Reviews](/enza/reviews)
- [Transparency](/enza/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/enza)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)