---
title: "Elemi Pay: Payment Gateway in Africa"
description: "Accept mobile money, card and bank payments in 14 African countries, send instant local payouts, manage FX, and get weekly settlement to USDT."
canonical_url: "https://liners.com/elemi-pay"
markdown_url: "https://liners.com/elemi-pay.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/elemi-pay/screenshot.webp?v=1785896728733"
published_at: "2026-08-05T02:05:07.139Z"
updated_at: "2026-10-06T12:24:57.631Z"
---

# Elemi Pay: Payment Gateway in Africa

Accept mobile money, card and bank payments in 14 African countries, send instant local payouts, manage FX, and get weekly settlement to USDT.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [Elemi Pay](/elemi-pay)

## Summary

Accept and pay out across Africa with one API

A payment gateway and API for businesses to accept mobile money, card, and bank payments across African markets, plus instant payouts and FX management.

## Product details

| Field | Value |
| --- | --- |
| Website | https://www.elemitech.com/ |
| Tagline | Accept and pay out across Africa with one API |
| Primary country | Kenya |
| Platforms | Web, API |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

Elemi Pay is a **B2B payment gateway and API** for businesses that need to **accept and make payments across multiple African markets** from a single integration.

Key capabilities include:

- **Collections across Africa**: accept payments from **mobile money wallets**, **credit and debit cards**, **online banking**, and **ATMs** across **14 African countries** (as published on the product site).
- **Instant payouts**: send funds to **mobile money wallets** and **bank accounts** in local currencies, including payouts at scale for online businesses.
- **FX and liquidity management**: convert between supported African currencies on-platform (examples listed include **KES, UGX, NGN, TZS, Francs, ZAR, GHC**).
- **Global settlement options**: receive **weekly settlement** to **USDT wallets**, mobile money wallets, or bank accounts anywhere in the world.

Available on **Web** and via **API** with developer documentation, including sandbox and live environments.

It targets **fintechs, online stores, payment service providers, remittance platforms, and high-risk industries** such as gaming, betting, gambling, forex, and crypto that need multi-country collections and payouts.

Notable in the African payments context, it combines **multi-rail payment acceptance**, **instant local payouts**, and **cross-currency management** under a **single API**, reducing the need to contract and integrate separate providers for each market.

## Features

- [Fintech](/categories/fintech): Category
- [B2B](/tags/b2b): Product feature or technology
- [Bulk Payments](/tags/bulk-payments): Product feature or technology
- [Cross-Border Payments](/tags/cross-border-payments): Product feature or technology
- [Multi-currency](/tags/multi-currency): Product feature or technology
- [Payment Gateway](/tags/payment-gateway): Product feature or technology
- [Remittances](/tags/remittances): Product feature or technology
- [Stablecoins](/tags/stablecoins): Product feature or technology
- [White-label](/tags/white-label): Product feature or technology
- [Ghana](/countries/ghana): Market
- [Kenya](/countries/kenya): Market
- [Rwanda](/countries/rwanda): Market
- [South Africa](/countries/south-africa): Market
- [South Sudan](/countries/south-sudan): Market
- [Tanzania](/countries/tanzania): Market
- [Uganda](/countries/uganda): Market
- [Zambia](/countries/zambia): Market

## Related pages

- [Alternatives](/elemi-pay/alternatives)
- [Reviews](/elemi-pay/reviews)
- [Transparency](/elemi-pay/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/elemi-pay)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)