---
title: "Ejara: Savings, Investing and Payroll Payments"
description: "Invest via mobile money—no bank account. Save in government bond-backed boxes up to 5%/yr, buy fractional shares from 1,000 CFA (10 countries)."
canonical_url: "https://liners.com/ejara"
markdown_url: "https://liners.com/ejara.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/ejara/screenshot.webp?v=1773863291579"
published_at: "2026-03-13T01:31:06.405Z"
updated_at: "2026-10-06T16:49:40.021Z"
---

# Ejara: Savings, Investing and Payroll Payments

Invest via mobile money—no bank account. Save in government bond-backed boxes up to 5%/yr, buy fractional shares from 1,000 CFA (10 countries).

## Breadcrumbs

- [Fintech](/categories/fintech)
- [Ejara](/ejara)

## Summary

Invest, save, and grow your money from your phone—no bank account needed

A mobile investment and savings platform for Francophone Africans to invest in treasury bonds, fractional shares, commodities, and savings via mobile money.

## Product details

| Field | Value |
| --- | --- |
| Website | https://www.ejara.io/ |
| Tagline | Invest, save, and grow your money from your phone—no bank account needed |
| Primary country | Cameroon |
| Platforms | Android, iOS, Web |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

Ejara is a mobile investment and savings platform built for French-speaking Africans and the diaspora, enabling users to grow their money entirely via mobile money—no bank account required.

Key capabilities include:

- **Savings Box**: Securely save for emergencies with funds backed by **guaranteed government bonds**, offering yields up to 5% annually.
- **Goal Savings**: Set specific financial targets with automated saving tools to help achieve long-term personal objectives.
- **Fractional Shares & Commodities**: Invest in local and international stocks and commodities starting from as little as 1,000 CFA.
- **Ejara for Business**: A B2B suite of tools for companies to manage payroll and pay suppliers via **Mobile Money** or bank transfers across 15+ countries.
- **Mobile Money Integration**: Seamlessly deposit and withdraw funds using local platforms (like MoMo or Orange Money) without needing a traditional bank account.

Available on **Android** (Google Play) and **iOS** (App Store).

It targets both **individual consumers (B2C)** looking for safe savings and **businesses (B2B)** needing efficient regional payment solutions in markets like Cameroon and Côte d'Ivoire.

Ejara has raised over **$10M in funding** (Seed 2021, Series A 2022) and is regulated in the **CEMAC zone** (COSUMAF) and **France** (AMF) to ensure user funds are protected and compliant with regional central bank standards.

Contact: [contact@ejara.io](mailto:contact@ejara.io)

## Features

- [Fintech](/categories/fintech): Category
- [B2B](/tags/b2b): Product feature or technology
- [B2C](/tags/b2c): Product feature or technology
- [Investments](/tags/investments): Product feature or technology
- [Wealth Management](/tags/wealth-management): Product feature or technology
- [Benin](/countries/benin): Market
- [Burkina Faso](/countries/burkina-faso): Market
- [Cameroon](/countries/cameroon): Market
- [Congo](/countries/congo): Market
- [Côte d'Ivoire](/countries/cote-divoire): Market
- [Gabon](/countries/gabon): Market
- [Mali](/countries/mali): Market
- [Nigeria](/countries/nigeria): Market
- [Senegal](/countries/senegal): Market
- [Togo](/countries/togo): Market

## Related pages

- [Alternatives](/ejara/alternatives)
- [Reviews](/ejara/reviews)
- [Transparency](/ejara/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/ejara)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)