---
title: "Dikript: KYC, Credit Checks and Debt Recovery"
description: "Run KYC/KYB, TriCredit checks from 3 bureaus, and debt recovery (direct debit mandates + statement analysis) via web/API for Nigeria."
canonical_url: "https://liners.com/dikript"
markdown_url: "https://liners.com/dikript.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/dikript/screenshot.png?v=1772201917914"
published_at: "2026-02-27T14:36:51.463Z"
updated_at: "2026-08-25T03:01:04.100Z"
---

# Dikript: KYC, Credit Checks and Debt Recovery

Run KYC/KYB, TriCredit checks from 3 bureaus, and debt recovery (direct debit mandates + statement analysis) via web/API for Nigeria.

## Breadcrumbs

- [Legal and Compliance](/categories/legal-and-compliance)
- [Dikript](/dikript)

## Summary

Unify KYC, credit checks, and debt recovery in one platform

A white-label RegTech platform for Nigerian fintechs and lenders offering identity verification, KYC/KYB checks, unified credit reporting, and debt recovery via web and API.

## Product details

| Field | Value |
| --- | --- |
| Website | https://www.dikript.com/ |
| Tagline | Unify KYC, credit checks, and debt recovery in one platform |
| Primary country | Nigeria |
| Platforms | Web, API |
| Average rating | 5 |
| Published reviews | 1 |
| Verified listing | Yes |

## About the product

Dikript is a **white-label RegTech** and **no-code compliance infrastructure** for Nigerian fintechs, lenders, and financial innovators that need identity verification, credit checks, and recovery workflows in a single system.

Key capabilities include:
- **KYC and KYB checks** that verify individuals and businesses using real-time data from trusted sources, supporting onboarding and compliance workflows.
- **TriCredit unified credit reporting**, which consolidates insights from **three credit bureaus** into one credit profile to support risk assessment.
- **Multi-vendor redundancy and fallback logic** designed to maintain API availability by routing requests to alternative verification providers when one is down.
- **Debt recovery tools** that include **direct debit mandates**, plus **statement analysis** for additional risk and affordability signals.

Available via **Web** and **API** (with public API documentation).

Target audience: **B2B teams in Nigeria**, including fintech product teams, credit and risk operations, and lenders integrating KYC/KYB, credit bureau checks, and recovery tooling.

Notable in the Nigerian market context, the platform is **NDPC-licensed** and purpose-built for Nigeria, addressing vendor fragmentation by combining identity, credit reporting, and recovery into one interface with redundancy for uptime.

## Features

- [Legal and Compliance](/categories/legal-and-compliance): Category
- [AI-Powered](/tags/ai-powered): Product feature or technology
- [B2B](/tags/b2b): Product feature or technology
- [Credit Scoring](/tags/credit-scoring): Product feature or technology
- [KYC Provider](/tags/kyc-provider): Product feature or technology
- [White-label](/tags/white-label): Product feature or technology
- [Nigeria](/countries/nigeria): Market

## Related pages

- [Alternatives](/dikript/alternatives)
- [Reviews](/dikript/reviews)
- [Transparency](/dikript/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/dikript)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)