---
title: "Different Life: Life Insurance in South Africa"
description: "Get online quotes and buy life, funeral, disability or salary protection cover in South Africa. Donate your first + anniversary premium to charity."
canonical_url: "https://liners.com/different-life"
markdown_url: "https://liners.com/different-life.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/differentlife/screenshot.webp?v=1787081498910"
published_at: "2026-08-19T19:29:57.864Z"
updated_at: "2026-10-05T03:01:14.592Z"
---

# Different Life: Life Insurance in South Africa

Get online quotes and buy life, funeral, disability or salary protection cover in South Africa. Donate your first + anniversary premium to charity.

## Breadcrumbs

- [Insurtech](/categories/insurtech)
- [Different Life](/different-life)

## Summary

Buy life cover online and donate a premium to charity

A South African life insurance provider for individuals to calculate cover needs, get quotes, buy policies online, and manage life, funeral, disability, and salary protection cover.

## Product details

| Field | Value |
| --- | --- |
| Website | https://www.differentlife.co.za/ |
| Tagline | Buy life cover online and donate a premium to charity |
| Primary country | South Africa |
| Platforms | Web |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

Different Life is a South African **life insurance provider and distributor** for individuals who want to buy and manage long-term insurance online, including life cover, funeral cover, disability cover, salary protection, and critical illness cover.

Key capabilities include:
- **Online quotes and cover calculator** to estimate required **death, disability, salary protection, and critical illness** cover and calculate indicative pricing in minutes.
- **Digital purchase and distribution** via a fully transactional website (with a contact centre option) to take out cover without in-person paperwork.
- **Self-service policy dashboard** to manage policies online, including updating **banking details**, adding **beneficiaries**, requesting **cover top-ups**, and accessing policy **documents**.
- **Different Donation** that donates the **first premium and every anniversary premium** to a customer-selected charity on **Different.org**, at no extra cost and without affecting cover.

Different Life is an authorised **Financial Services Provider (FSP 45453)**, and policies are insured by **Old Mutual Alternative Risk Transfer Limited (OMART LIFE)**, a licensed life insurer.

Available on **Web**.

Targeted at **South African consumers** looking for personal life insurance and related protection products, including accident-only variants of some covers.

It is notable in the South African insurance market for linking long-term insurance premiums to annual charitable giving through Different.org while keeping the core buying and servicing journey online.

## Features

- [Insurtech](/categories/insurtech): Category
- [B2C](/tags/b2c): Product feature or technology
- [Insurance](/tags/insurance): Product feature or technology
- [South Africa](/countries/south-africa): Market

## Related pages

- [Alternatives](/different-life/alternatives)
- [Reviews](/different-life/reviews)
- [Transparency](/different-life/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/different-life)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)