---
title: "DG Loan: Personal and Business Loans in Kenya"
description: "Apply for digital loans in Kenya in 2 min, get a decision in 5 min. Borrow KES 500–500,000 from 10–12% p.a., repay in 3–24 months."
canonical_url: "https://liners.com/dg-loan"
markdown_url: "https://liners.com/dg-loan.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/loanplus/screenshot.webp?v=1780519661727"
published_at: "2026-06-04T19:49:40.658Z"
updated_at: "2026-09-14T05:11:34.433Z"
---

# DG Loan: Personal and Business Loans in Kenya

Apply for digital loans in Kenya in 2 min, get a decision in 5 min. Borrow KES 500–500,000 from 10–12% p.a., repay in 3–24 months.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [DG Loan](/dg-loan)

## Summary

Get quick digital loans in Kenya via mobile money

A digital credit service for individuals and small businesses in Kenya, offering online loan applications, fast approval, and disbursement to M-Pesa or bank accounts.

## Product details

| Field | Value |
| --- | --- |
| Website | https://www.loanplus.co.ke/ |
| Tagline | Get quick digital loans in Kenya via mobile money |
| Primary country | Kenya |
| Platforms | Android, iOS, Web |
| Average rating | 1 |
| Published reviews | 1 |
| Verified listing | No |

## About the product

DG Loan is a digital credit service for individuals and small businesses in Kenya, offering fully online loan applications with fast approval and disbursement to mobile money or bank accounts.

Key capabilities include:
- **Instant online application** with a guided process that can be completed in about **2 minutes**, followed by a digital review workflow.
- **AI-based “smart review” risk assessment** that evaluates applications and provides an approval decision in about **5 minutes** (as advertised).
- **Direct disbursement to M-Pesa or bank account**, typically within **24 hours**, with an **Emergency Fund** option that advertises disbursement within **1 hour**.
- **Multiple loan products and terms** with published ranges and repayment periods:
  - **Personal Quick Loan:** KES **1,000 to 100,000**, interest rates from **12% p.a.**, **3 to 12 months** repayment, **no collateral required**
  - **Small Business Loan:** KES **10,000 to 500,000**, interest rates from **10% p.a.**, **3 to 24 months** repayment, working capital support
  - **Emergency Fund:** KES **500 to 50,000**, **3 to 6 months** repayment

Available on **Android** and **iOS**, with a supporting **web** marketing site.

Target users include Kenyan consumers who need personal or emergency loans, plus Kenyan SMEs seeking short-term working capital.

It is positioned for the Kenyan market with **KES-denominated loan products**, **M-Pesa payouts**, and stated **Central Bank of Kenya regulation**, supported by published customer support contacts and a Nairobi office location.

## Features

- [Fintech](/categories/fintech): Category
- [B2C](/tags/b2c): Product feature or technology
- [Lending and Loans](/tags/lending): Product feature or technology
- [Kenya](/countries/kenya): Market

## Related pages

- [Alternatives](/dg-loan/alternatives)
- [Reviews](/dg-loan/reviews)
- [Transparency](/dg-loan/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/dg-loan)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)