---
title: "CyberPay: Payment Gateway, POS and Bill Payments"
description: "Accept card, bank, USSD, QRPay and wallet payments in Nigeria. Collect via payment links or POS, send bulk payouts, and handle bill pay/transfer."
canonical_url: "https://liners.com/cyberpay"
markdown_url: "https://liners.com/cyberpay.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/cyberpay/screenshot.webp?v=1782484371154"
published_at: "2026-06-26T14:33:26.811Z"
updated_at: "2026-09-21T05:12:20.676Z"
---

# CyberPay: Payment Gateway, POS and Bill Payments

Accept card, bank, USSD, QRPay and wallet payments in Nigeria. Collect via payment links or POS, send bulk payouts, and handle bill pay/transfer.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [CyberPay](/cyberpay)

## Summary

Collect, process, and manage payments across channels

An online payments platform for Nigerian businesses and consumers to accept card, bank, USSD, QR, and wallet payments, plus POS, payouts, and bill payments.

## Product details

| Field | Value |
| --- | --- |
| Website | https://cyberpay.net.ng/ |
| Tagline | Collect, process, and manage payments across channels |
| Primary country | Nigeria |
| Platforms | Web, Android, iOS, API |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

CyberPay is a Nigerian fintech payments platform for **businesses** that need to collect and process payments and **consumers** who want to transfer money and pay bills.

Key capabilities include:
- **Multi-channel payment collection** across **cards**, **bank accounts**, **USSD**, **QRPay**, and **wallet** options, designed to reduce failed checkouts and support different customer preferences.
- **Merchant payment tools** such as **Online Sales with Payment Link** for collecting payments via shareable links, plus **CyberPay Online (web and mobile) payment processing** for digital checkout flows.
- **In-person and operational services** including **POS services**, **disbursement solutions** for bulk payouts, **loan repayment**, and **Bulk SMS** for customer notifications and outreach.
- **Consumer mobile app** features for **transfers**, **bill payments**, and monitoring personal financial activity; the platform also lists **PenRemit** and a **Marketplace** as part of its solutions.

Available on **Web**, **Android**, **iOS**, and via **API** (developer portal).

Target users include Nigerian merchants, SMEs, online sellers, and enterprises running collections and payouts, plus individuals who need everyday transfers and bill payments.

Notable in Nigeria for operating as a **CBN-licensed** payment provider, with a broad set of collection methods (including USSD and payment links) and a published developer entry point for integrating payments into apps and websites.

## Features

- [Fintech](/categories/fintech): Category
- [Bill Payments](/tags/bill-payments): Product feature or technology
- [Bulk Payments](/tags/bulk-payments): Product feature or technology
- [Payment Gateway](/tags/payment-gateway): Product feature or technology
- [Payment Links](/tags/payment-links): Product feature or technology
- [POS](/tags/pos): Product feature or technology
- [USSD](/tags/ussd): Product feature or technology
- [Nigeria](/countries/nigeria): Market

## Related pages

- [Alternatives](/cyberpay/alternatives)
- [Reviews](/cyberpay/reviews)
- [Transparency](/cyberpay/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/cyberpay)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)