---
title: "CrediFex: Invoice Financing in Nigeria — Fees"
description: "Get paid on buyer-confirmed invoices in Nigeria in 48 hours: create FIRS-compliant invoices, compare investor bids, no collateral."
canonical_url: "https://liners.com/credifex"
markdown_url: "https://liners.com/credifex.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/credifex/screenshot.webp?v=1773357913893"
published_at: "2026-03-14T22:07:08.661Z"
updated_at: "2026-10-04T03:00:51.287Z"
---

# CrediFex: Invoice Financing in Nigeria — Fees

Get paid on buyer-confirmed invoices in Nigeria in 48 hours: create FIRS-compliant invoices, compare investor bids, no collateral.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [CrediFex](/credifex)

## Summary

Get paid on invoices in 48 hours without collateral

An invoice financing platform that helps Nigerian SMEs create FIRS-compliant invoices, get buyer confirmation, receive investor bids, and access working capital fast.

## Product details

| Field | Value |
| --- | --- |
| Website | https://credifex.com/ |
| Tagline | Get paid on invoices in 48 hours without collateral |
| Primary country | Nigeria |
| Platforms | Web |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | Yes |

## About the product

CrediFex is a web-based invoice creation, validation, and financing platform for Nigerian SMEs that need working capital when buyers delay payments.

Key capabilities include:
- **Create and submit compliant invoices** in a few clicks, with **FIRS-compliant validation** for funding readiness.
- **Buyer confirmation plus investor bidding**, where investors review confirmed invoices and make funding offers that businesses can compare.
- **Fast invoice funding** after accepting an offer, with **average disbursement in 48 hours**, **no collateral required**, and **transparent fees** (starting at **2.5%**, with **₦100K+** minimum funding).
- **Dashboard visibility** to track **active invoices**, **pending disbursements**, **repayments**, **available credit**, and each invoice’s status from submission to funding.

Available on **Web** (dashboard sign-up and login).

It serves **B2B Nigerian businesses** such as wholesalers, distributors, service providers, logistics companies, manufacturers, airlines, travel agencies, and oil and gas firms that want to bridge cash-flow gaps caused by long payment cycles.

Notable in Nigeria’s trade finance context, the platform positions invoice-backed funding as an alternative to collateral-based borrowing, and reports **₦10M+ funded to date** and adoption by **100+ Nigerian SMEs** (Lagos-based).

## Features

- [Fintech](/categories/fintech): Category
- [B2B](/tags/b2b): Product feature or technology
- [Invoicing](/tags/invoicing): Product feature or technology
- [Lending and Loans](/tags/lending): Product feature or technology
- [Nigeria](/countries/nigeria): Market

## Related pages

- [Alternatives](/credifex/alternatives)
- [Reviews](/credifex/reviews)
- [Transparency](/credifex/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/credifex)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)