---
title: "Cr3dentials: Income Verification API in Africa"
description: "Verify income, reputation & work history via web/API. Pull data from Upwork, YouTube, Shopify, Binance; privacy-preserving zk-proofs in <1 min."
canonical_url: "https://liners.com/cr3dentials"
markdown_url: "https://liners.com/cr3dentials.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/cr3dentials/screenshot.webp?v=1772363029210"
published_at: "2026-03-02T06:46:58.168Z"
updated_at: "2026-08-28T10:22:35.770Z"
---

# Cr3dentials: Income Verification API in Africa

Verify income, reputation & work history via web/API. Pull data from Upwork, YouTube, Shopify, Binance; privacy-preserving zk-proofs in &lt;1 min.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [Cr3dentials](/cr3dentials)

## Summary

Verify income and work history with cryptographic proof

A verification platform for lenders and fintechs that validates income, reputation, and work history from sites like Upwork, YouTube, Shopify, and Binance.

## Product details

| Field | Value |
| --- | --- |
| Website | http://www.cr3dentials.xyz/ |
| Tagline | Verify income and work history with cryptographic proof |
| Primary country | Ghana |
| Platforms | Web, API, Android, iOS |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

Cr3dentials is a web and API verification platform for lenders, fintechs, and platforms that need to confirm a user’s income, reputation, and work history directly from online sources using user consent and cryptographic proof.

Key capabilities include:
- **Income and activity verification from HTTPS sources**: validates facts from platforms such as **Upwork, YouTube, Shopify, Binance**, and other HTTPS-based sites, without requiring manual document uploads.
- **Privacy-preserving verification with zero-knowledge cryptography**: verifies the **TLS connection** to confirm the user accessed the real account securely, then generates a **zk-proof** that can be shared as a verifiable credential.
- **Use-case coverage for lending and risk**: supports **revenue-based financing and cash advances** (underwrite revenue from payment gateways and ecommerce), **consumer loans and cash advances** (verify gig, payroll, freelance, and creator income), **alternative credit scoring** (convert verified income and engagement into credit signals), plus **KYC/KYB and identity linking** to confirmed income sources.
- **Fast workflows for operations teams**: provides **dashboard** and **API** options, with verification that takes **less than 1 minute**.

Available on **Web** (app) with **API** access via documentation.

Targeted at **B2B teams** such as lenders, financial institutions, and platforms building onboarding, underwriting, or identity and income verification flows.

Notable for privacy and compliance posture, it is **GDPR-ready** and verifies facts without storing user credentials or sensitive data, which can help African lenders and fintechs reduce fraud risk while onboarding digital earners with income spread across global platforms.

## Features

- [Fintech](/categories/fintech): Category
- [B2B](/tags/b2b): Product feature or technology
- [KYC Provider](/tags/kyc-provider): Product feature or technology
- [Ghana](/countries/ghana): Market
- [Nigeria](/countries/nigeria): Market
- [South Africa](/countries/south-africa): Market

## Related pages

- [Alternatives](/cr3dentials/alternatives)
- [Reviews](/cr3dentials/reviews)
- [Transparency](/cr3dentials/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/cr3dentials)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)