---
title: "CPayant: Money Transfer App in Nigeria"
description: "Send and receive money across Africa (50+ countries), create and track invoices in real time, spend with USD virtual cards via Visa/Mastercard."
canonical_url: "https://liners.com/cpayant"
markdown_url: "https://liners.com/cpayant.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/cpayant/screenshot.webp?v=1774099549777"
published_at: "2026-03-21T14:35:34.547Z"
updated_at: "2026-10-06T16:18:16.395Z"
---

# CPayant: Money Transfer App in Nigeria

Send and receive money across Africa (50+ countries), create and track invoices in real time, spend with USD virtual cards via Visa/Mastercard.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [CPayant](/cpayant)

## Summary

Send and receive money across African borders fast

A mobile fintech app for MSMEs, entrepreneurs, and individuals to send money across Africa, manage accounts, create invoices, and use USD virtual cards.

## Product details

| Field | Value |
| --- | --- |
| Website | https://cpayant.com/ |
| Tagline | Send and receive money across African borders fast |
| Primary country | Nigeria |
| Platforms | Android, iOS, Web |
| Average rating | 3 |
| Published reviews | 1 |
| Verified listing | No |

## About the product

CPayant is a mobile fintech platform for MSMEs, entrepreneurs, and individuals who need **cross-border payments across Africa** and day-to-day **digital banking** in one place.

Key capabilities include:
- **Cross-border transfers within Africa** with a focus on faster delivery, transparent fees, and **real-time notifications** for payment status.
- **Business and individual accounts** designed to support frequent sending and receiving for trade, suppliers, and personal transfers.
- **USD virtual cards (plus physical card support)** for online purchases, subscriptions, and cross-border spending, with **real-time spending control** and fraud protection features.
- **Invoice creation and tracking** to generate professional invoices, share them quickly, and **track payments in real time**.

Available on **Android (Google Play)** and **iOS (App Store)**.

Target users include **African MSMEs and entrepreneurs** managing supplier payments and cross-country trade, plus **individuals** sending money to family or making personal transfers.

Notable in the African payments context, the platform positions itself around **coverage in 50+ countries** and highlights **security and compliance**, stating that banking services are delivered via **licensed payment partners** and card services are provided through partners authorised by **Visa and Mastercard**.

## Features

- [Fintech](/categories/fintech): Category
- [B2B](/tags/b2b): Product feature or technology
- [B2C](/tags/b2c): Product feature or technology
- [Cross-Border Payments](/tags/cross-border-payments): Product feature or technology
- [Invoicing](/tags/invoicing): Product feature or technology
- [Virtual Cards](/tags/virtual-cards): Product feature or technology
- [Ghana](/countries/ghana): Market
- [Nigeria](/countries/nigeria): Market

## Related pages

- [Alternatives](/cpayant/alternatives)
- [Reviews](/cpayant/reviews)
- [Transparency](/cpayant/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/cpayant)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)