---
title: "Cowrywise: Savings and Investing in Nigeria"
description: "Automate savings in Nigeria and invest in SEC-licensed mutual funds (Naira & Dollar) plus treasury bills and bonds. Track goals on web/iOS/Android."
canonical_url: "https://liners.com/cowrywise"
markdown_url: "https://liners.com/cowrywise.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/cowrywise/screenshot.webp?v=1771662563178"
published_at: "2026-02-21T08:30:55.577Z"
updated_at: "2026-09-23T03:00:53.003Z"
---

# Cowrywise: Savings and Investing in Nigeria

Automate savings in Nigeria and invest in SEC-licensed mutual funds (Naira & Dollar) plus treasury bills and bonds. Track goals on web/iOS/Android.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [Cowrywise](/cowrywise)

## Summary

Automate savings and invest in mutual funds from your phone

A Nigeria-focused fintech app that helps individuals save automatically and invest in SEC-licensed mutual funds and fixed-income products with goal tracking on web and mobile.

## Product details

| Field | Value |
| --- | --- |
| Website | https://cowrywise.com/ |
| Tagline | Automate savings and invest in mutual funds from your phone |
| Primary country | Nigeria |
| Platforms | Web, Android, iOS |
| Average rating | 4.1 |
| Published reviews | 25 |
| Verified listing | Yes |

## About the product

Cowrywise is a SEC-licensed digital savings and investment platform for Nigerians who want to build consistent saving habits and invest in regulated products through web and mobile apps.

Key capabilities include:
- **Automated savings plans** with recurring deposits, designed for goal-based saving and consistency
- **Mutual fund investing** across curated options (including **Naira and Dollar** funds), with the **fund manager disclosed** on each fund’s profile page
- **Fixed-income options** such as **treasury bills and bonds** for users seeking lower-risk investment choices
- **In-app tracking** to monitor savings, investments, and returns in one place, supported by **financial learning resources**

Available on **Web**, **Android**, and **iOS**.

It primarily serves individual Nigerians, including young professionals, students, early savers, and small business owners who want low-minimum, app-based access to saving and investing.

Cowrywise is notable in Nigeria’s consumer fintech market for operating as a **fund/portfolio manager licensed by the SEC of Nigeria** (License **#1940**) and supporting regulated distribution via a **SEC-licensed digital sub-broker** (License **#3005**). It positions wealth management tools, such as recurring savings and mutual funds, in a format accessible to everyday mobile users.

## Features

- [Fintech](/categories/fintech): Category
- [B2C](/tags/b2c): Product feature or technology
- [Investments](/tags/investments): Product feature or technology
- [Savings](/tags/savings): Product feature or technology
- [Wealth Management](/tags/wealth-management): Product feature or technology
- [Nigeria](/countries/nigeria): Market

## Related pages

- [Alternatives](/cowrywise/alternatives)
- [Reviews](/cowrywise/reviews)
- [Transparency](/cowrywise/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/cowrywise)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)