---
title: "Cooperative Bank of Oromia (Coopbank)"
description: "Open an Ethiopian bank account online with Fayda ID, send money and pay bills via COOPay-Ebirr, and get MSME loans up to ETB 300,000."
canonical_url: "https://liners.com/coop-bank-oromia"
markdown_url: "https://liners.com/coop-bank-oromia.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/coop-bank-oromia/screenshot.webp?v=1786895157678"
published_at: "2026-08-16T15:47:19.687Z"
updated_at: "2026-09-21T05:11:52.845Z"
---

# Cooperative Bank of Oromia (Coopbank)

Open an Ethiopian bank account online with Fayda ID, send money and pay bills via COOPay-Ebirr, and get MSME loans up to ETB 300,000.

## Breadcrumbs

- [Banking](/categories/banking)
- [Cooperative Bank of Oromia (Coopbank)](/coop-bank-oromia)

## Summary

Digital-first banking for payments, loans, and accounts

A digital-first Ethiopian commercial bank for individuals, MSMEs, cooperatives, farmers, and diaspora customers, offering mobile banking, e-wallet payments, and online account opening.

## Product details

| Field | Value |
| --- | --- |
| Website | https://coopbankoromia.com.et/ |
| Tagline | Digital-first banking for payments, loans, and accounts |
| Primary country | Ethiopia |
| Platforms | Web, Android, iOS |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

Cooperative Bank of Oromia (Coopbank) is an Ethiopian private commercial bank offering retail, business, cooperative, diaspora, and interest-free (sharia-compliant) banking services with a strong focus on digital channels.

Key digital capabilities include:
- **Mobile and internet banking** via **CoopApp** and **CoopApp Alhuda**, plus an **Internet Banking** portal (myaccount.ebirr.com) for everyday account access.
- **Digital payments** through **COOPay-Ebirr**, used to **send money, pay bills, and shop**, supported by an agent network (agent list published on the bank website).
- **Digital account opening** through a self-service web flow using **Fayda ID**, designed for account opening without branch visits and paperwork.
- **Digital lending for MSMEs** through **Michu**, positioned as an AI-powered, collateral-free loan product, with financing amounts up to **ETB 300,000** referenced on the website.

Available on **Web**, **Android**, and **iOS** (CoopApp and CoopApp Alhuda), plus web access to Internet Banking and digital account opening.

Built for individuals, farmers, MSMEs, cooperatives and SACCOs (including SACCO-Link), and diaspora customers who need local banking, payments, remittances, and sharia-compliant options.

Notable in Ethiopia for its scale and digital adoption, including claims of over **16 million customers**, **ETB 6 trillion** processed via its mobile platform, and **Farm Pass** for farmers powered by **Mastercard Community Pass**.

## Features

- [Banking](/categories/banking): Category
- [Agent Network](/tags/agent-network): Product feature or technology
- [B2B](/tags/b2b): Product feature or technology
- [B2C](/tags/b2c): Product feature or technology
- [Commercial Bank](/tags/commercial-bank): Product feature or technology
- [Ethiopia](/countries/ethiopia): Market

## Related pages

- [Alternatives](/coop-bank-oromia/alternatives)
- [Reviews](/coop-bank-oromia/reviews)
- [Transparency](/coop-bank-oromia/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/coop-bank-oromia)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)