---
title: "Constant Cash: Personal Loans and Cash Advances"
description: "Get personal loans in Nigeria: ₦5,000–₦50,000 first time, up to ₦500,000 later. Approval in minutes. Terms 1–12 months, no collateral."
canonical_url: "https://liners.com/constant-cash"
markdown_url: "https://liners.com/constant-cash.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/constant/screenshot.webp?v=1786021969743"
published_at: "2026-08-08T02:05:04.768Z"
updated_at: "2026-09-21T05:11:48.373Z"
---

# Constant Cash: Personal Loans and Cash Advances

Get personal loans in Nigeria: ₦5,000–₦50,000 first time, up to ₦500,000 later. Approval in minutes. Terms 1–12 months, no collateral.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [Constant Cash](/constant-cash)

## Summary

Get approved for personal loans in minutes on mobile

A Nigerian mobile lending app that offers instant personal loans up to ₦500,000 with no collateral, flexible 1–12 month terms, and multiple repayment options.

## Product details

| Field | Value |
| --- | --- |
| Website | https://www.constant.com.ng/ |
| Tagline | Get approved for personal loans in minutes on mobile |
| Primary country | Nigeria |
| Platforms | Web, Android, iOS |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

Constant Cash is a Nigerian mobile lending app for individuals who need quick, short term personal loans paid into a Nigerian bank account.

Key capabilities include:
- **Fast digital loan application** with approval in minutes and stated disbursement typically within **10 minutes to 2 hours**, depending on bank processing time
- **Loan amounts that grow with repayment history**, starting at **₦5,000 to ₦50,000** for first time borrowers, with advertised access up to **₦500,000** for eligible repeat customers
- **No collateral and no physical paperwork**, with registration and verification handled in app
- **Flexible repayment terms and channels**, with **1 to 12 month** durations and repayment via **bank transfer, debit card, USSD**, or **automated repayments**

Available on **Android and iOS** (Google Play Store and Apple App Store).

It targets **everyday Nigerians** seeking short term credit, including salaried workers and small business owners who need emergency funds or working capital.

In the Nigerian lending market, it positions itself around speed and digital access, and it states it is **licensed by the Central Bank of Nigeria**. The service also highlights a **4.8/5 app store rating** and **100K+ customers**. For support, it lists **support@constant.com.ng** and a Nigeria based phone line.

## Features

- [Fintech](/categories/fintech): Category
- [B2C](/tags/b2c): Product feature or technology
- [Lending and Loans](/tags/lending): Product feature or technology
- [Nigeria](/countries/nigeria): Market

## Related pages

- [Alternatives](/constant-cash/alternatives)
- [Reviews](/constant-cash/reviews)
- [Transparency](/constant-cash/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/constant-cash)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)