---
title: "Conduit: Cross-Border Payments in Africa"
description: "Send, receive, hold and exchange fiat and stablecoins in Kenya & Nigeria. Named USD/EUR/GBP virtual accounts, SWIFT/SEPA + local rails."
canonical_url: "https://liners.com/conduit"
markdown_url: "https://liners.com/conduit.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/conduitpay/screenshot.webp?v=1773047306939"
published_at: "2026-03-09T14:15:38.936Z"
updated_at: "2026-09-15T10:48:45.152Z"
---

# Conduit: Cross-Border Payments in Africa

Send, receive, hold and exchange fiat and stablecoins in Kenya & Nigeria. Named USD/EUR/GBP virtual accounts, SWIFT/SEPA + local rails.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [Conduit](/conduit)

## Summary

Cross-border business payments using fiat and stablecoins

A B2B cross-border payments platform that lets fintechs and enterprises send, receive, hold, and exchange fiat and stablecoins via API and Web

## Product details

| Field | Value |
| --- | --- |
| Website | https://conduitpay.com/ |
| Tagline | Cross-border business payments using fiat and stablecoins |
| Primary country | Nigeria |
| Platforms | API, Web |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

Conduit is a B2B cross-border payments platform for fintechs and enterprise finance teams that need to send, receive, hold, and exchange fiat currencies and stablecoins internationally.

Key capabilities include:
- **Receive funds** through named pay-ins to **addressable bank accounts, IBANs, and wallets**, supporting collection workflows for global customers.
- **Hold balances** in **named virtual accounts** (USD, EUR, GBP) and **secure stablecoin wallets**, supporting treasury operations and multi-currency cash management.
- **Send payouts** via **SWIFT**, **SEPA**, and near-instant **local rails** (including Fedwire, Fednow, SPEI, Pix, RTP, RTGS, and more), depending on destination and partner availability.
- **Exchange currencies** between fiat and stablecoins using a **mid-market rate converter** (informational quotes shown on the website), designed for frequent FX needs.

Available via **API**and**Web**

Target users include **fintechs**, **payment service providers**, **large enterprises**, **treasury teams**, **finance departments**, **import and export businesses**, and **payroll services** managing accounts payable, global cashflow, or remote payroll.

In African market contexts such as **Kenya and Nigeria** (with expansion noted to **Ghana and South Africa**), the product is relevant for businesses that need faster settlement and access to local payment rails while supporting both **fiat** and **stablecoin-backed** money movement. Conduit is registered with **FINTRAC (Canada)** and **FinCEN (U.S.)** as an MSB; it is not a bank.

## Features

- [Fintech](/categories/fintech): Category
- [B2B](/tags/b2b): Product feature or technology
- [Cross-Border Payments](/tags/cross-border-payments): Product feature or technology
- [Multi-currency](/tags/multi-currency): Product feature or technology
- [Stablecoins](/tags/stablecoins): Product feature or technology
- [Kenya](/countries/kenya): Market
- [Nigeria](/countries/nigeria): Market

## Related pages

- [Alternatives](/conduit/alternatives)
- [Reviews](/conduit/reviews)
- [Transparency](/conduit/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/conduit)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)