---
title: "Clooveai: WhatsApp Sales in Nigeria"
description: "Automate WhatsApp selling, AI voice calls, instant bank transfers: catalog with variants, payment links, virtual accounts, transcripts, PIN payouts."
canonical_url: "https://liners.com/cloove-ai"
markdown_url: "https://liners.com/cloove-ai.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/clooveai/screenshot.webp?v=1788785531957"
published_at: "2026-09-08T19:19:27.205Z"
updated_at: "2026-09-15T11:08:26.163Z"
---

# Clooveai: WhatsApp Sales in Nigeria

Automate WhatsApp selling, AI voice calls, instant bank transfers: catalog with variants, payment links, virtual accounts, transcripts, PIN payouts.

## Breadcrumbs

- [Marketing & CRM](/categories/marketing-crm)
- [Cloove AI](/cloove-ai)

## Summary

Run sales, calls, and payments from WhatsApp and phone

An AI commerce operating system for African merchants that automates WhatsApp selling, voice calls, payments, and business insights through one connected platform.

## Product details

| Field | Value |
| --- | --- |
| Website | https://clooveai.com/ |
| Tagline | Run sales, calls, and payments from WhatsApp and phone |
| Primary country | Nigeria |
| Platforms | Web, API, Chat Based |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

Cloove AI is an **AI operating system for commerce** built for African merchants and small businesses that sell through **WhatsApp**, **phone calls**, and **bank transfers**, combining customer conversations, payments, and operations in one system.

Key capabilities include:
- **WhatsApp commerce (Cloove Go):** a **white-label** WhatsApp agent that greets customers in the business’s brand voice, shares a live-synced catalog (including **variants**), answers questions, captures orders, and collects payment, with **after-hours replies** and **human handoff**.
- **AI voice calls (Cloove Vox):** a business phone line powered by an AI voice agent for **inbound and outbound calling**, with **call transcripts**, sales/support/booking templates, and **live transfer** with priority routing; supports **voice cloning** from a short sample.
- **Banking and payments (Cloove Money):** **virtual accounts** for instant bank transfers, **secure payment links** and one-tap checkout, **PIN-protected payouts** to any bank account, plus a unified ledger for **deposits, payouts, debts, expenses, and fees**.
- **AI business assistant (Cloove Keep):** answers questions using **live sales, inventory, and customer data**, with built-in tools for **inventory, orders, charts, and approvals**, plus suggested next actions (for example, restock low items or chase unpaid customers).

Available on **Web** (app.clooveai.com), **WhatsApp** (chat experiences for Go, Keep, and Flow), and via a **REST API** with signed webhooks (docs.clooveai.com).

Built for **B2B and B2B2C** teams operating commerce in messaging and calling channels, with Flow providing **WhatsApp banking for end customers** (send money, pay bills, and save in English, Pidgin, Igbo, Hausa, and Yoruba, with **PIN confirmation**).

Notable in an African context because it focuses on how many independent merchants already sell and get paid, inside WhatsApp and direct transfers, while keeping orders, customer records, inventory, and money in sync across chat, voice, and payments without re-entry.

## Features

- [Marketing & CRM](/categories/marketing-crm): Category
- [AI-Powered](/tags/ai-powered): Product feature or technology
- [B2B](/tags/b2b): Product feature or technology
- [Conversational AI](/tags/conversational-ai): Product feature or technology
- [CRM](/tags/crm): Product feature or technology
- [Inventory Management](/tags/inventory-management): Product feature or technology
- [Messaging](/tags/messaging): Product feature or technology
- [Online Store](/tags/online-store): Product feature or technology
- [Payment Links](/tags/payment-links): Product feature or technology
- [Nigeria](/countries/nigeria): Market

## Related pages

- [Alternatives](/cloove-ai/alternatives)
- [Reviews](/cloove-ai/reviews)
- [Transparency](/cloove-ai/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/cloove-ai)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)