---
title: "Clientèle: Insurance Cover, Claims and Rewards"
description: "Buy and manage insurance and benefits in South Africa: funeral cover from R350 p/m, legal from R330 p/m, perks from R170 p/m. Claim via web/WhatsApp/USSD."
canonical_url: "https://liners.com/clientele"
markdown_url: "https://liners.com/clientele.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/clientele/screenshot.webp?v=1778624072131"
published_at: "2026-05-14T13:22:22.463Z"
updated_at: "2026-09-19T03:02:00.923Z"
---

# Clientèle: Insurance Cover, Claims and Rewards

Buy and manage insurance and benefits in South Africa: funeral cover from R350 p/m, legal from R330 p/m, perks from R170 p/m. Claim via web/WhatsApp/USSD.

## Breadcrumbs

- [Insurtech](/categories/insurtech)
- [Clientèle](/clientele)

## Summary

Buy and manage insurance cover and rewards in one app

A South African direct insurance and benefits platform for individuals and families to buy cover online, manage policies, lodge claims, and access loyalty rewards.

## Product details

| Field | Value |
| --- | --- |
| Website | https://clientele.co.za/ |
| Tagline | Buy and manage insurance cover and rewards in one app |
| Primary country | South Africa |
| Platforms | Web, Android, iOS |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

Clientèle is a South African direct financial services provider for individuals and families who want to buy and manage insurance cover, legal protection, and lifestyle benefits through self-service channels.

Key capabilities include:

- **Online purchase and quoting** for products such as **Funeral Plans (from R350 p/m)**, **Health Plans (from R537 p/m)**, **Legal Personal (from R330 p/m)**, **Legal Business (from R580 p/m)**, **Wealth Plans (from R500 p/m)**, plus **Investments**, **Perks (R170 p/m)**, and **Mobile** discounted airtime and data
- **Policy self-service** to view and manage cover via **website**, **WhatsApp (067 342 7248)**, and **USSD (*120*337#)**, designed for customers who prefer direct, remote support
- **Claims submission** for **natural death**, **accidental (unnatural) death**, **dread disease**, **disability**, and **legal matters**, with guidance through the claims process
- **Rewards and discounts** through **Royalty** (a loyalty benefit provided at no additional cost to eligible clients) and **Perks**, offering vouchers and savings across everyday categories such as groceries and entertainment

Available on **Web**, **Android**, **iOS**, and **Huawei AppGallery**.

This offering targets **South African consumers** looking for monthly premium-based cover and add-on benefits, with pricing that starts from **R170 to R580 per month** depending on the product.

It is notable in the South African market as a **Johannesburg Stock Exchange listed** group that distributes insurance products via **direct marketing** and supports multiple low-friction service channels (app, web, WhatsApp, USSD). Policies are underwritten by **Clientele Life Assurance Company Limited (FSP 15268)** for life insurance and **Clientèle General Insurance Limited (FSP 34655)** for non-life insurance, with stated annual premium and benefit escalations.

## Features

- [Insurtech](/categories/insurtech): Category
- [B2C](/tags/b2c): Product feature or technology
- [Insurance](/tags/insurance): Product feature or technology
- [Investments](/tags/investments): Product feature or technology
- [Loyalty & Rewards](/tags/loyalty-rewards): Product feature or technology
- [South Africa](/countries/south-africa): Market

## Related pages

- [Alternatives](/clientele/alternatives)
- [Reviews](/clientele/reviews)
- [Transparency](/clientele/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/clientele)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)