---
title: "Chumz: Savings App in Kenya"
description: "Save and invest from M-Pesa in Kenya: set personal or group goals, auto-save on spend/receive, start from KES 5. No maintenance fee; withdrawal fee."
canonical_url: "https://liners.com/chumz"
markdown_url: "https://liners.com/chumz.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/chumz/screenshot.webp?v=1772792617201"
published_at: "2026-03-03T15:31:15.387Z"
updated_at: "2026-09-13T04:41:27.010Z"
---

# Chumz: Savings App in Kenya

Save and invest from M-Pesa in Kenya: set personal or group goals, auto-save on spend/receive, start from KES 5. No maintenance fee; withdrawal fee.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [Chumz](/chumz)

## Summary

Save and invest from mobile money in minutes

A mobile savings and investment app for users in Kenya to set goals, save from mobile money, get reminders, and track progress over time.

## Product details

| Field | Value |
| --- | --- |
| Website | https://www.chumz.io/ |
| Tagline | Save and invest from mobile money in minutes |
| Primary country | Kenya |
| Platforms | Android, iOS, Web |
| Average rating | 4 |
| Published reviews | 1 |
| Verified listing | No |

## About the product

Chumz is a mobile savings and investment app for individuals and groups in Kenya who want to build saving habits directly from mobile money.

Key capabilities include:

- **Goal-based saving** for personal and group targets (for example business, education, rent, or a **52-Week Challenge**), with an in-app interface to create goals and track progress
- **Reminders and saving rules** that help users deposit consistently, including options to **save automatically** when spending or receiving mobile money
- **Progress tracking and reports** that show saving performance over time and provide suggestions for improvement
- **Group savings** for shared goals with family, friends, or colleagues

Available on **Android** and **iOS**.

It targets **B2C users and informal groups** that prefer micro-savings through mobile money, including low-value deposits (as little as **KES 5**) and no account maintenance fees (standard M-Pesa fees apply, plus a small withdrawal fee).

In the Kenyan market, it stands out for combining **behavioral nudges and gamified challenges** with regulated investment access through **Capital Markets Authority (CMA) authorization** and licensed partners such as **Nabo Capital** (Kenya). Contact: **[info@chumz.io](mailto:info@chumz.io)**.

## Features

- [Fintech](/categories/fintech): Category
- [B2C](/tags/b2c): Product feature or technology
- [Investments](/tags/investments): Product feature or technology
- [Personal Finance](/tags/personal-finance): Product feature or technology
- [Savings](/tags/savings): Product feature or technology
- [Kenya](/countries/kenya): Market

## Related pages

- [Alternatives](/chumz/alternatives)
- [Reviews](/chumz/reviews)
- [Transparency](/chumz/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/chumz)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)