---
title: ""
description: ""
canonical_url: "https://liners.com/chimoney"
markdown_url: "https://liners.com/chimoney.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/chimoney/screenshot.webp?v=1773083563836"
published_at: "2026-03-09T21:27:25.403Z"
updated_at: "2026-10-13T03:00:39.517Z"
---

# 

## Breadcrumbs

- [Fintech](/categories/fintech)
- [Chimoney](/chimoney)

## Summary

Digital identity and multi-rail payments for AI agents.

Passport and payment infrastructure that gives businesses and developers W3C DID identity, policy-controlled wallets, and global payouts across 130+ countries.

## Product details

| Field | Value |
| --- | --- |
| Website | https://chimoney.io/ |
| Tagline | Digital identity and multi-rail payments for AI agents. |
| Primary country | Nigeria |
| Platforms | Web, API, Android, iOS |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

Chimoney is a passport and payment infrastructure for businesses and developers building AI agents and autonomous systems that need identity, wallets, and compliant payouts.

Key capabilities include:
- **W3C DID digital passports** for AI agents and humans, with **cryptographic identity** and **Interledger Payment Pointers** for interoperable addressing
- **Multi-currency wallets** (including CAD, USD, NGN) with real-time balance tracking and **policy-based authorisation** (for example, daily spend limits and approval thresholds)
- **Multi-rail payment orchestration** across **130+ countries** with **10+ payout methods**, including **bank transfer**, **mobile money**, **Interac**, **stablecoins**, **crypto**, **airtime**, **gift cards**, and Interledger transfers
- **Compliance and governance controls**, including built-in **KYC/KYB** and programmable rules; the platform also supports **smart routing with automatic fallback logic** to improve payout success

Available on **Web** (dashboard), **Android**, **IOS** and via **developer APIs/SDKs**.

Designed for **B2B teams** launching agent campaigns and **developers** embedding agent wallets and machine-native payments into products (for example research, customer support, data processing, healthcare, finance, and legal workflows).

Notable in the African context, the platform supports **local rails such as mobile money** and **NGN wallets**, enabling cross-border payouts and agent payments to recipients across Africa alongside broader global coverage.

## Features

- [Fintech](/categories/fintech): Category
- [B2B](/tags/b2b): Product feature or technology
- [Cross-Border Payments](/tags/cross-border-payments): Product feature or technology
- [Multi-currency](/tags/multi-currency): Product feature or technology
- [Payment Gateway](/tags/payment-gateway): Product feature or technology
- [Remittances](/tags/remittances): Product feature or technology
- [Côte d'Ivoire](/countries/cote-divoire): Market
- [DR Congo](/countries/dr-congo): Market
- [Egypt](/countries/egypt): Market
- [Ghana](/countries/ghana): Market
- [Kenya](/countries/kenya): Market
- [Malawi](/countries/malawi): Market
- [Morocco](/countries/morocco): Market
- [Mozambique](/countries/mozambique): Market
- [Nigeria](/countries/nigeria): Market
- [Rwanda](/countries/rwanda): Market
- [Senegal](/countries/senegal): Market
- [South Africa](/countries/south-africa): Market
- [Tanzania](/countries/tanzania): Market
- [Uganda](/countries/uganda): Market
- [Zambia](/countries/zambia): Market
- [Zimbabwe](/countries/zimbabwe): Market

## Related pages

- [Alternatives](/chimoney/alternatives)
- [Reviews](/chimoney/reviews)
- [Transparency](/chimoney/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/chimoney)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)