---
title: "CheckUps COVA: Family Health Wallet in Kenya"
description: "Kenya health wallet on WhatsApp: doctor chats, discounted medication delivery, labs and chronic care. Shared with family, never expires, from KES 5,000."
canonical_url: "https://liners.com/checkups-cova"
markdown_url: "https://liners.com/checkups-cova.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/checkupsmed/screenshot.webp?v=1791799870482"
published_at: "2026-10-12T16:39:14.399Z"
updated_at: "2026-10-14T12:44:21.043Z"
---

# CheckUps COVA: Family Health Wallet in Kenya

Kenya health wallet on WhatsApp: doctor chats, discounted medication delivery, labs and chronic care. Shared with family, never expires, from KES 5,000.

## Breadcrumbs

- [Health Tech](/categories/healthtech)
- [CheckUps COVA](/checkups-cova)

## Summary

Shared family health wallet for care, meds and labs on WhatsApp

A Kenyan health wallet for individuals, families, and employers to pay for doctor chats, medication, labs, and chronic care on WhatsApp, with no expiry.

## Product details

| Field | Value |
| --- | --- |
| Website | https://checkupsmed.com/ |
| Tagline | Shared family health wallet for care, meds and labs on WhatsApp |
| Primary country | Kenya |
| Platforms | Web, Chat Based |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

CheckUps COVA is a **prepaid health wallet** from Kenya's CheckUps Medical Hub that lets **individuals, families, and employers** pay for outpatient care, medication, and lab tests, all managed on **WhatsApp**.

Key capabilities include:
- **Shared family wallet**: One top-up covers the whole household, including parents and grandparents. Balances **never expire** and roll forward, and there is **no age limit** and **no pre-existing condition exclusion**.
- **Doctor consultations on WhatsApp**: Chat with licensed clinicians, with replies within about 20 minutes during scheduled hours, plus access to pharmacies, labs, and nurses nationwide.
- **Discounted medication delivery**: Order genuine medication for home delivery at up to 40% off, useful for **chronic conditions** such as diabetes, hypertension, and asthma, which are covered from day one.
- **Wallet packages**: Meds Only (from KES 10,000), MEDIcare and SMARTcare (from KES 25,000, with up to 4x value on SMARTcare), and **employer plans** from KES 25,000 per staff member.
- **Medical credit**: HealthNow PayLater helps users finance care when the wallet runs low.

Available on **Web** and **WhatsApp**, with no app to install.

CheckUps is **licensed by the KMPDC**, has operated since 2018, and reports serving over 500,000 patients. It gives Kenyan households a pay-as-you-go alternative to traditional health insurance.

## Features

- [Health Tech](/categories/healthtech): Category
- [B2B](/tags/b2b): Product feature or technology
- [B2C](/tags/b2c): Product feature or technology
- [Pharmacy](/tags/pharmacy): Product feature or technology
- [Telemedicine](/tags/telemedicine): Product feature or technology
- [Kenya](/countries/kenya): Market

## Related pages

- [Alternatives](/checkups-cova/alternatives)
- [Reviews](/checkups-cova/reviews)
- [Transparency](/checkups-cova/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/checkups-cova)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)