---
title: "Chatter: In-Chat Checkout, Payments and Loyalty"
description: "Run in-chat checkout on WhatsApp/Telegram in Nigeria. Take fiat + USDC-settled payments, automate loyalty. Plans from $25/month; Credits never expire."
canonical_url: "https://liners.com/chatter"
markdown_url: "https://liners.com/chatter.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/usechatter/screenshot.webp?v=1774099587509"
published_at: "2026-03-27T07:59:07.531Z"
updated_at: "2026-09-22T18:56:50.632Z"
---

# Chatter: In-Chat Checkout, Payments and Loyalty

Run in-chat checkout on WhatsApp/Telegram in Nigeria. Take fiat + USDC-settled payments, automate loyalty. Plans from $25/month; Credits never expire.

## Breadcrumbs

- [E-commerce & Retail](/categories/e-commerce-retail)
- [Chatter](/chatter)

## Summary

Sell and get paid inside WhatsApp and Telegram chats

An AI-powered conversational commerce platform for merchants and social sellers to run in-chat checkout, accept fiat and stablecoin payments, and automate loyalty on WhatsApp and Telegram.

## Product details

| Field | Value |
| --- | --- |
| Website | https://usechatter.app/ |
| Tagline | Sell and get paid inside WhatsApp and Telegram chats |
| Primary country | Nigeria |
| Platforms | Web, Android, iOS, API, Chat Based |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

Chatter is an AI-powered conversational commerce platform for merchants and social sellers who want to sell, take payments, and retain customers inside messaging apps.

Key capabilities include:
- **In-DM checkout (Agentic Checkout)** that lets customers complete purchases directly in chat, with conversion cues like low-stock prompts and recent-purchase social proof
- **Global payments** that accept **fiat and crypto**, with fiat payments settling in **USDC**, designed for faster cross-border collections and settlement
- **Affiliate commerce** tools that let customers share referrals and earn from successful sales
- **Loyalty and gamification** with **rewards, badges, and points** to encourage repeat purchases, plus **autonomous engagement** that sends follow-ups and reminders when merchants are offline

Available on **WhatsApp**, **Telegram**, **Web**, **Android**, **iOS**, plus the **Solana dApp Store**, with **developer APIs** for integrations.

It targets **B2B users** such as merchants, brands, startups, solo founders, and social commerce sellers managing sales through DMs.

Notable for African-focused social selling workflows, it supports chat-first commerce on widely used channels (including WhatsApp) and provides local contact options, while noting that **payments and financial services depend on regulatory approvals and regional availability**.

## Features

- [E-commerce & Retail](/categories/e-commerce-retail): Category
- [AI-Powered](/tags/ai-powered): Product feature or technology
- [B2B](/tags/b2b): Product feature or technology
- [CRM](/tags/crm): Product feature or technology
- [Loyalty & Rewards](/tags/loyalty-rewards): Product feature or technology
- [Marketing Automation](/tags/marketing-automation): Product feature or technology
- [Social Commerce](/tags/social-commerce): Product feature or technology
- [Stablecoins](/tags/stablecoins): Product feature or technology
- [Nigeria](/countries/nigeria): Market

## Related pages

- [Alternatives](/chatter/alternatives)
- [Reviews](/chatter/reviews)
- [Transparency](/chatter/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/chatter)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)