---
title: "Chapeo: Personal Loans and Revolving Credit"
description: "Get mobile personal loans in Kenya up to KES 1,000,000 in about 5 minutes, no collateral. Also revolving credit to KES 500,000, instant loans."
canonical_url: "https://liners.com/chapeo"
markdown_url: "https://liners.com/chapeo.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/chapeo/screenshot.webp?v=1786467922115"
published_at: "2026-08-11T22:00:14.494Z"
updated_at: "2026-09-21T05:13:33.331Z"
---

# Chapeo: Personal Loans and Revolving Credit

Get mobile personal loans in Kenya up to KES 1,000,000 in about 5 minutes, no collateral. Also revolving credit to KES 500,000, instant loans.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [Chapeo](/chapeo)

## Summary

Get fast personal loans and revolving credit on mobile

A digital lending and financial services platform for consumers in Kenya, offering personal loans, revolving credit, instant loans, and consumer finance features.

## Product details

| Field | Value |
| --- | --- |
| Website | https://www.chapeo.club/ |
| Tagline | Get fast personal loans and revolving credit on mobile |
| Primary country | Kenya |
| Platforms | Web, Android, iOS |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

Chapeo is a digital lending and financial services platform operated by **CHAPEO CAPITAL LIMITED** that serves consumers in Kenya with mobile-first access to credit and related financial tools.

Key capabilities include:
- **Personal loans** advertised up to **KES 1,000,000** in about **5 minutes**, with **no collateral** and flexible repayment terms (available via the **ZK Pesa** app link).
- **Revolving credit** advertised up to **KES 500,000**, designed for repeat borrowing when credit is available (available via the **Chapeo Credit** app link).
- **Instant loans** advertised up to **KES 600,000** for on-demand borrowing (available via the **Chapeo Cash** app link).
- Broader **banking, savings, loans, and investment-related services**, plus **consumer finance installments** and **virtual credit**, as described on the website.

Available on **Web** and via mobile apps for **Android** and **iOS** (product access is provided through separate app links for ZK Pesa, Chapeo Cash, and Chapeo Credit).

Target audience: **B2C**, individuals seeking short-term credit and consumer finance options.

Notable in the Kenyan market context, the website reports **500K+ downloads**, **500 million+ KES disbursed**, and **1,200+ loans per day**, positioning it as a high-volume digital lending option for consumers looking for quick loan approval and disbursement.

## Features

- [Fintech](/categories/fintech): Category
- [B2C](/tags/b2c): Product feature or technology
- [Lending and Loans](/tags/lending): Product feature or technology
- [Kenya](/countries/kenya): Market

## Related pages

- [Alternatives](/chapeo/alternatives)
- [Reviews](/chapeo/reviews)
- [Transparency](/chapeo/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/chapeo)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)