--- title: "Centiiv alternatives" description: "Compare 142 published alternatives to Centiiv." canonical_url: "https://liners.com/centiiv/alternatives?page=3" markdown_url: "https://liners.com/centiiv/alternatives.md?page=3" type: "product-alternatives" language: "en" updated_at: "2026-10-06T16:18:25.852Z" --- # Centiiv alternatives Compare 142 published alternatives to Centiiv. ## Breadcrumbs - [Centiiv](/centiiv) - [Alternatives](/centiiv/alternatives) ## Summary Compare 142 published alternatives to Centiiv. ## About these alternatives The strongest **Centiiv alternatives** to compare in 2026 are [Kora](https://liners.com/kora), [Kyshi](https://liners.com/kyshi), [Cellulant](https://liners.com/cellulant), [Passpoint](https://liners.com/passpoint), and [Leatherback](https://liners.com/leatherback). The right pick depends on where you need coverage, how much of your flow is API-led vs dashboard-led, and whether you prioritise pay-ins, payouts, or both. Centiiv is a blockchain-based payment infrastructure platform for African merchants, startups, and marketplaces to collect and send cross-border payments in 100+ currencies via APIs. It is positioned as a Lagos, Nigeria-based product, runs on Stellar-based rails, and has published usage metrics including 200+ businesses, 50K+ payments processed, and 150K+ API calls. People usually look for alternatives to Centiiv when they need broader pan-African availability than a Nigeria-centred setup, a different compliance approach (for example, Merchant of Record support), or a provider that is built around a specific rail like mobile money. Others want a more specialised tool for bulk payouts, treasury and FX, or multi-currency accounts for both individuals and businesses. None of this makes Centiiv a poor choice; it means the market now has specialists worth comparing. ## What to Compare When Choosing a Centiiv Alternative - **Country coverage and payout corridors**: confirm your target markets are supported, not just your HQ location. - **Payment-method mix**: check support for cards, bank transfers, and mobile money, depending on how your customers pay. - **Multi-currency holding and settlement**: look at which currencies you can receive, hold, and settle in, and whether FX is included. - **API maturity**: assess SDKs, webhooks, error handling, idempotency, and how clean reconciliation is in real life. - **Payout operations**: verify bulk payouts, beneficiary management, retry logic, and status tracking for finance teams. - **Marketplace flows**: if you run a platform, compare escrow-style holds and dispute handling versus simple split payments. - **Onboarding and compliance**: time-to-go-live, KYC/KYB requirements, and any Merchant of Record option if you need it. Use the Liners directory below to filter Centiiv similar apps by capabilities like cross-border payouts, multi-currency settlement, API depth, and supported countries, then shortlist what fits before you rebuild an integration. If you are comparing apps like Centiiv in [Fintech](/categories/fintech), Liners lets you explore options across [Cross-Border Payments](/tags/cross-border-payments), [Multi-currency](/tags/multi-currency), [B2B](/tags/b2b), [SaaS](/tags/saas), and [Payment Gateway](/tags/payment-gateway), including providers active in [Nigeria](/countries/nigeria) and across Africa. ## Alternatives | Name | URL | Tagline | Country | Rating | | --- | --- | --- | --- | --- | | OPay Business | /opay-business | Accept POS payments with instant settlement to your account | Nigeria | 4.3 | | Paga Engine | /paga-engine | Embed multi-channel payments and recurring collections via APIs | Nigeria | | | Payaza | /payaza | Accept and manage online payments across currencies | Nigeria | 5 | | Plumter | /plumter | Pay overseas suppliers in 120+ currencies with tracking | Nigeria | | | Zainpay | /zainpay | Accept card, transfer, wallet, and POS payments in Nigeria | Nigeria | 4 | | Zolan | /zolan | Pay Chinese suppliers from Africa in local currency | Nigeria | | | MONEI | /monei | Omnichannel payment processing with a developer-ready API | Nigeria | | | Clea | /clea | Pay foreign vendors in USD from local African currency | Nigeria | | | Enza | /enza | Open-API payments infrastructure for African institutions | Egypt | | | Yeba | /yeba | Institutional stablecoin liquidity and same-day FX settlement | Nigeria | | | Arca | /arca | Payment processing, collections, and disbursements for Africa | Nigeria | | | AZA Finance | /aza-finance | Cross-border FX, payments, and settlement for Africa | Kenya | | | Brails | /brails | APIs for cross-border payouts, wallets, and virtual cards | Nigeria | | | Conduit | /conduit | Cross-border business payments using fiat and stablecoins | Nigeria | | | CoralPay | /coralpay | Payment switching, gateways, USSD, and transfers for businesses | Nigeria | | | CrissCross | /crisscross | One API for collections, FX, and payouts across African markets | South Africa | | | Esca | /esca | Hedge currency risk and pay globally with stablecoins and fiat | Nigeria | 5 | | Graph | /graph | Global payments and multi-currency accounts for businesses | Nigeria | | | OneKard | /onekard | Same-day multi-currency payments for African cross-border trade | Nigeria | | ## Related pages - [Product page](/centiiv) - [Alternatives](/centiiv/alternatives) - [Reviews](/centiiv/reviews) - [Transparency](/centiiv/transparency) ## Access and citation - [Canonical HTML page](https://liners.com/centiiv/alternatives?page=3) - [Markdown route index](/sitemap.md) - [Agent access guide](/llms.txt)