---
title: "Cellulant: Payment Gateway in Africa"
description: "Accept mobile money, cards and bank payments across 18 African countries via one API, with settlement and reconciliation for merchants."
canonical_url: "https://liners.com/cellulant"
markdown_url: "https://liners.com/cellulant.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/cellulant/screenshot.png?v=1773065825260"
published_at: "2026-03-09T14:28:39.702Z"
updated_at: "2026-09-20T20:38:56.256Z"
---

# Cellulant: Payment Gateway in Africa

Accept mobile money, cards and bank payments across 18 African countries via one API, with settlement and reconciliation for merchants.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [Cellulant](/cellulant)

## Summary

Cellulant accept and manage payments across African markets via one API

Cellulant is a payments API platform for African businesses to collect online and offline payments via mobile money, cards, and bank accounts, with settlement and reconciliation.

## Product details

| Field | Value |
| --- | --- |
| Website | https://cellulant.io/ |
| Tagline | Cellulant accept and manage payments across African markets via one API |
| Primary country | Kenya |
| Platforms | API, Web |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

Cellulant is a B2B **payments platform** built for businesses and partners across Africa that need to collect and manage payments online and offline through a single integration.

Key capabilities include:
- **Single payments API** to accept **mobile money**, **local and international cards**, and **bank account** payments through one connection
- **Cross-border payment support** designed for multi-country operations across African markets
- **Real-time payment processing** for prompting, collection, settlement, and **reconciliation**, helping businesses track transactions end to end
- Product suite coverage that includes **Tingg** (digital commerce and payments) and **Agrikore** (smart contracting for agribusiness), as referenced in the research brief

Available via **API**.

Target users include **merchants**, **enterprises**, **financial service providers**, **mobile network operators**, and payment-heavy sectors such as **airlines**, **telecoms**, **e-commerce**, **ride-hailing**, **retail**, **remittances**, and **agribusiness**.

It is notable in the African market context for its multi-country footprint (reported across **34 African countries**), its focus on enabling payments for both banked and **unbanked** users via mobile wallets, and its long operating history (founded **2003**, Kenya).

## Features

- [Fintech](/categories/fintech): Category
- [B2B](/tags/b2b): Product feature or technology
- [Cross-Border Payments](/tags/cross-border-payments): Product feature or technology
- [Multi-currency](/tags/multi-currency): Product feature or technology
- [Payment Gateway](/tags/payment-gateway): Product feature or technology
- [Angola](/countries/angola): Market
- [Botswana](/countries/botswana): Market
- [Cameroon](/countries/cameroon): Market
- [Côte d'Ivoire](/countries/cote-divoire): Market
- [Ghana](/countries/ghana): Market
- [Kenya](/countries/kenya): Market
- [Malawi](/countries/malawi): Market
- [Mozambique](/countries/mozambique): Market
- [Namibia](/countries/namibia): Market
- [Nigeria](/countries/nigeria): Market
- [Rwanda](/countries/rwanda): Market
- [Senegal](/countries/senegal): Market
- [South Africa](/countries/south-africa): Market
- [Tanzania](/countries/tanzania): Market
- [Togo](/countries/togo): Market
- [Uganda](/countries/uganda): Market
- [Zambia](/countries/zambia): Market
- [Zimbabwe](/countries/zimbabwe): Market

## Related pages

- [Alternatives](/cellulant/alternatives)
- [Reviews](/cellulant/reviews)
- [Transparency](/cellulant/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/cellulant)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)