---
title: "Cedar Money: Business Payments in Africa — Fees"
description: "Cross-border payouts/collections: pay international suppliers, collect African currencies. T+1 to T+2 settlements. No setup or subscription fees."
canonical_url: "https://liners.com/cedar-money"
markdown_url: "https://liners.com/cedar-money.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/cedar/screenshot.webp?v=1773249462452"
published_at: "2026-03-13T19:31:56.591Z"
updated_at: "2026-09-21T21:51:02.301Z"
---

# Cedar Money: Business Payments in Africa — Fees

Cross-border payouts/collections: pay international suppliers, collect African currencies. T+1 to T+2 settlements. No setup or subscription fees.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [Cedar Money](/cedar-money)

## Summary

High-volume cross-border payments and collections for businesses

A B2B cross-border payments platform that helps African businesses pay international suppliers and helps global exporters collect in African currencies with T+1 to T+2 settlements.

## Product details

| Field | Value |
| --- | --- |
| Website | https://www.cedar.money/ |
| Tagline | High-volume cross-border payments and collections for businesses |
| Primary country | Nigeria |
| Platforms | Web, Android, iOS, API |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

Cedar Money is a B2B cross-border payments platform for African businesses paying international suppliers and for global exporters collecting payments from African markets.

Key capabilities include:

- **Send high-volume international payouts** to **190+ countries**, with transactions typically taking **1 to 5 working days** (T&Cs apply) and a stated **up to $30,000,000 daily limit**.
- **Receive payments from Africa in local currencies**, with most collections processed within **24 hours (T+1 settlements)** and paid out to bank accounts.
- **Hold and manage multi-currency balances**, including **USD, EUR, GBP, and African currencies**, with **24/7 FX rates**.
- **Virtual cards** for business spending, alongside **real-time tracking** and account protection features such as **multi-factor authentication**, **continuous monitoring**, and **regular audits**.

Available on **Web**, **Android**, and **iOS**.

It targets businesses in African markets such as **Nigeria, Kenya, Ghana, and Ivory Coast**, plus exporters in regions like the **US, UK, and China** that need to collect and disburse funds in African currencies.

Cedar Money is notable in the African B2B payments landscape for its stablecoin-based payment orchestration model, stated high daily payout limits, and free platform access (no subscription or set-up fees; transaction costs are reflected in FX). It is registered as an MSB with **FinCEN** (Registration No. **31000310586703**) and **FINTRAC** (Registration No. **C100000878**), and it works with third-party regulated financial institutions to facilitate financial services.

## Features

- [Fintech](/categories/fintech): Category
- [B2B](/tags/b2b): Product feature or technology
- [Cross-Border Payments](/tags/cross-border-payments): Product feature or technology
- [Multi-currency](/tags/multi-currency): Product feature or technology
- [Côte d'Ivoire](/countries/cote-divoire): Market
- [Ghana](/countries/ghana): Market
- [Kenya](/countries/kenya): Market
- [Nigeria](/countries/nigeria): Market
- [South Africa](/countries/south-africa): Market

## Related pages

- [Alternatives](/cedar-money/alternatives)
- [Reviews](/cedar-money/reviews)
- [Transparency](/cedar-money/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/cedar-money)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)