---
title: "Insurtech software products"
description: "Compare the best insurance apps in Africa on Liners. Real user reviews, side-by-side comparisons and alternatives, updated for 2026."
canonical_url: "https://liners.com/categories/insurtech?page=2"
markdown_url: "https://liners.com/categories/insurtech.md?page=2"
type: "taxonomy"
language: "en"
updated_at: "2026-10-13T03:01:50.498Z"
---

# Insurtech software products

Compare the best insurance apps in Africa on Liners. Real user reviews, side-by-side comparisons and alternatives, updated for 2026.

## Breadcrumbs

- [Categories](/categories)
- [Insurtech](/categories/insurtech)

## Summary

Compare the best insurance apps in Africa on Liners. Real user reviews, side-by-side comparisons and alternatives, updated for 2026.

## About this page

Insurtech in Africa covers the products that make insurance easier to buy, distribute, manage, and claim. That includes app-based motor and home cover, health insurance and medical aid products, embedded insurance sold through banks, telcos, lenders, and marketplaces, plus claims and fraud tools built for insurers. In markets where trust, affordability, and paperwork have historically slowed adoption, the strongest products make cover understandable and reachable from a phone.

Buyers compare policy type, eligibility, premiums, exclusions, payout speed, claims support, and whether the product works with local payment methods like [Mobile Money](/tags/mobile-money), cards, bank transfer, or [USSD](/tags/ussd). For insurers and partners, the important questions are different: API coverage, white-label distribution, underwriting data, fraud controls, compliance workflows, and integration with existing policy systems.

Liners keeps Insurtech separate from broader [Fintech](/categories/fintech) and [Health Tech](/categories/healthtech) when insurance is the product, not a small add-on. Use the [Insurance](/tags/insurance) tag to narrow to specific cover and claims use cases, or sort by country to find providers serving your market.

## Products

| Name | URL | Tagline | Country | Rating |
| --- | --- | --- | --- | --- |
| Bima Milvik | /bima-milvik | Cashless healthcare and insurance, delivered through digital care | Ghana |  |
| OKO Finance | /oko-finance | Parametric crop cover that pays out when weather fails | Mali |  |
| Dotsure | /dotsure | Get insurance quotes, manage policies, and claim online | South Africa |  |
| Allianz | /allianz | Manage insurance policies, claims, and premiums online | Egypt |  |
| CarePay | /carepay | Digitize health insurance operations from enrolment to payout | Kenya |  |
| GEMS | /gems | Medical aid cover and member services for public servants | South Africa |  |
| Fedhealth Medical Scheme | /fedhealth-medical-scheme | Customisable medical aid cover for every life stage | South Africa |  |
| Avon HMO | /avon-hmo | Health insurance plans with provider access and support | Nigeria | 4 |
| CBZ Holdings | /cbz-holdings | Access your bank account and services online | Zimbabwe |  |
| AXA Mansard | /axa-mansard | Buy and manage insurance and investments in Nigeria online | Nigeria |  |
| Bonitas Medical Aid | /bonitas-medical-aid | Private medical aid plans with digital member management | South Africa |  |
| Medihelp | /medihelp | Choose affordable medical aid cover that fits your life | South Africa |  |
| Reliance Health | /reliance-health | Employee health plans with telemedicine and provider access | Nigeria | 5 |
| AIICO Insurance | /aiico-insurance | Buy and manage insurance covers online in Nigeria | Nigeria |  |
| APA Insurance | /apa-insurance | Buy and manage insurance policies online in East Africa | Kenya |  |
| Hepstar | /hepstar | Sell travel insurance and extras through one integration | South Africa |  |
| ZB Financial Holdings Limited | /zb-financial-holdings-limited | Bank, insure, invest, and manage money in Zimbabwe | Zimbabwe |  |
| Clientèle | /clientele | Buy and manage insurance cover and rewards in one app | South Africa |  |
| Heirs Insurance Group | /heirs-insurance-group | Buy and manage insurance in minutes from any device | Nigeria |  |

## Related pages

- [Search products](/search)
- [Best products](/best)

## Access and citation

- [Canonical HTML page](https://liners.com/categories/insurtech?page=2)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)