---
title: "Insurtech software products"
description: "Compare the best insurance apps in Africa on Liners. Real user reviews, side-by-side comparisons and alternatives, updated for 2026."
canonical_url: "https://liners.com/categories/insurtech"
markdown_url: "https://liners.com/categories/insurtech.md"
type: "taxonomy"
language: "en"
updated_at: "2026-10-13T03:01:50.498Z"
---

# Insurtech software products

Compare the best insurance apps in Africa on Liners. Real user reviews, side-by-side comparisons and alternatives, updated for 2026.

## Breadcrumbs

- [Categories](/categories)
- [Insurtech](/categories/insurtech)

## Summary

Compare the best insurance apps in Africa on Liners. Real user reviews, side-by-side comparisons and alternatives, updated for 2026.

## About this page

Insurtech in Africa covers the products that make insurance easier to buy, distribute, manage, and claim. That includes app-based motor and home cover, health insurance and medical aid products, embedded insurance sold through banks, telcos, lenders, and marketplaces, plus claims and fraud tools built for insurers. In markets where trust, affordability, and paperwork have historically slowed adoption, the strongest products make cover understandable and reachable from a phone.

Buyers compare policy type, eligibility, premiums, exclusions, payout speed, claims support, and whether the product works with local payment methods like [Mobile Money](/tags/mobile-money), cards, bank transfer, or [USSD](/tags/ussd). For insurers and partners, the important questions are different: API coverage, white-label distribution, underwriting data, fraud controls, compliance workflows, and integration with existing policy systems.

Liners keeps Insurtech separate from broader [Fintech](/categories/fintech) and [Health Tech](/categories/healthtech) when insurance is the product, not a small add-on. Use the [Insurance](/tags/insurance) tag to narrow to specific cover and claims use cases, or sort by country to find providers serving your market.

## Products

| Name | URL | Tagline | Country | Rating |
| --- | --- | --- | --- | --- |
| Discovery Limited | /discovery-limited | Manage health cover, banking, insurance, and rewards online | South Africa |  |
| CompareGuru | /compareguru | Compare insurance quotes side by side in minutes | South Africa |  |
| Sanlam | /sanlam | Online financial tools for smarter money decisions | South Africa |  |
| Old Mutual | /old-mutual | Insurance, banking, loans, and investments in one place | South Africa |  |
| Dis-Chem | /dis-chem | Shop medicines and health essentials with delivery or pickup | South Africa |  |
| Santam Insurance | /santam-insurance | Get insured, manage policies, and track claims online | South Africa |  |
| Momentum | /momentum | Manage health cover, insurance, investing, and estate plans | South Africa |  |
| bolttech | /bolttech | Embed insurance and protection into any digital channel | Kenya |  |
| OUTsurance | /outsurance | Manage insurance cover, claims, and emergency help online | South Africa |  |
| Liberty | /liberty | Insurance, investments, and planning for life’s key moments | South Africa |  |
| Leadway Assurance | /leadway-assurance | Buy and manage insurance policies online in minutes | Nigeria | 4 |
| Hippo.co.za | /hippo-co-za | Compare insurance, medical aid and loan quotes in minutes | South Africa |  |
| MIC Global | /micglobal | Embed income loss protection into digital platforms at checkout | Kenya |  |
| King Price Insurance | /king-price-insurance | Get insurance quotes and manage policies online | South Africa |  |
| Naked Insurance | /naked-insurance | App-based insurance quotes, cover, and claims in 90 seconds | South Africa |  |
| ACRE Africa | /acre-africa | Index-based insurance for smallholder climate shocks | Kenya |  |
| Jubilee Insurance | /jubilee-insurance | Insurance cover and self-service tools across East Africa | Kenya |  |
| Lumkani | /lumkani | Community fire alerts for informal settlement homes | South Africa |  |
| Root | /root | Build and run digital and embedded insurance via APIs | South Africa |  |

## Related pages

- [Search products](/search)
- [Best products](/best)

## Access and citation

- [Canonical HTML page](https://liners.com/categories/insurtech)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)