---
title: "Fintech software products"
description: "Compare the best fintech companies in Africa on Liners. Real user reviews, side-by-side comparisons and alternatives, updated for 2026."
canonical_url: "https://liners.com/categories/fintech?page=36"
markdown_url: "https://liners.com/categories/fintech.md?page=36"
type: "taxonomy"
language: "en"
updated_at: "2026-10-11T03:02:02.527Z"
---

# Fintech software products

Compare the best fintech companies in Africa on Liners. Real user reviews, side-by-side comparisons and alternatives, updated for 2026.

## Breadcrumbs

- [Categories](/categories)
- [Fintech](/categories/fintech)

## Summary

Compare the best fintech companies in Africa on Liners. Real user reviews, side-by-side comparisons and alternatives, updated for 2026.

## About this page

Fintech in Africa is where everyday money realities meet rapid innovation, from mobile money rails and card payments to lending, insurance, and investing. Because many markets are mobile first and multi currency, products often need to serve both local commerce and cross border flows. You will also see fintech bundled into familiar services like wallets, neobanks, payroll tools, and banking infrastructure that powers other apps.

When comparing fintech products, focus on what the tool directly does with money and where it fits in your workflow. Key checks include pricing transparency, settlement speed, FX rates, reliability and uptime, fraud and chargeback handling, KYC and regulatory alignment, and how well it integrates with banks, mobile money, or APIs. Use cases vary widely, including [Banking](/categories/banking) for holding balances, [Bill Payments](/tags/bill-payments) for utilities and airtime, [Lending and Loans](/tags/lending) for credit and BNPL, [Insurance](/tags/insurance) for cover management, and [Remittances](/tags/remittances) for cross border transfers.

Liners curates fintech software with hands on review and local context, prioritizing products whose core value is moving, holding, lending, insuring, or investing money. We assess clarity of the financial proposition, operating footprint, trust signals, and real world usability, not just marketing claims. Browse this page to quickly shortlist options, then open each listing to compare features, supported countries, and the money flows they enable, from payments platforms like Paystack to mobile money services such as M-PESA.

## Products

| Name | URL | Tagline | Country | Rating |
| --- | --- | --- | --- | --- |
| Nefer | /nefer | Send, receive, and convert money between Nigeria and Canada | Nigeria |  |
| Figo | /figo | A USD card and money app for global spending | Nigeria |  |
| PayScrow | /payscrow | Secure payments for deals with people you don’t know | Nigeria |  |
| Bachs | /bachs | Global checkout, billing, and African settlement in one stack | Nigeria |  |
| TapLoan Up | /taploan-up | Get a personal loan in minutes without collateral | Ghana |  |
| Sikapa Loan | /sikapa-loan | Get instant personal loans to your Mobile Money wallet | Ghana |  |
| EagleLoan | /eagleloan | Access small loans quickly, anytime, anywhere. | Uganda |  |
| Bear Kash | /bear-kash | Get a salary advance before payday via mobile app | Uganda |  |
| Amibillion | /amibillion | Get short-term loans through an instant mobile app | Uganda |  |
| Vend by WallX | /vend-by-wallx | Virtual POS app for bill payments, transfers, and savings | Nigeria |  |
| DigiTip | /digitip | Let customers tip informal workers with a QR scan | South Africa |  |
| Jèko | /jeko | Accept Mobile Money, card, and QR payments in Côte d’Ivoire | Côte d'Ivoire |  |
| Koro | /koro | Get quick personal loans paid to M-PESA in minutes | Kenya |  |
| Cashonrails | /cashonrails | Accept cards, mobile money, and bank transfers with one API | Nigeria |  |
| Konnash | /konnash | Track debts, sales, and business cash from your phone | Morocco |  |
| StraTech | /stratech | Enterprise payment processing, reconciliation, and treasury tools | South Africa |  |
| SurgePay | /surgepay | Send, spend, and exchange stablecoins across borders | Nigeria |  |
| Credit+ | /creditplus | Get a personal loan in minutes, directly to your bank | Morocco |  |
| Ratefy | /ratefy | Trade foreign currency to Naira with escrow protection | Nigeria |  |

## Related pages

- [Search products](/search)
- [Best products](/best)

## Access and citation

- [Canonical HTML page](https://liners.com/categories/fintech?page=36)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)