---
title: "Fintech software products"
description: "Compare the best fintech companies in Africa on Liners. Real user reviews, side-by-side comparisons and alternatives, updated for 2026."
canonical_url: "https://liners.com/categories/fintech?page=3"
markdown_url: "https://liners.com/categories/fintech.md?page=3"
type: "taxonomy"
language: "en"
updated_at: "2026-10-10T03:01:37.568Z"
---

# Fintech software products

Compare the best fintech companies in Africa on Liners. Real user reviews, side-by-side comparisons and alternatives, updated for 2026.

## Breadcrumbs

- [Categories](/categories)
- [Fintech](/categories/fintech)

## Summary

Compare the best fintech companies in Africa on Liners. Real user reviews, side-by-side comparisons and alternatives, updated for 2026.

## About this page

Fintech in Africa is where everyday money realities meet rapid innovation, from mobile money rails and card payments to lending, insurance, and investing. Because many markets are mobile first and multi currency, products often need to serve both local commerce and cross border flows. You will also see fintech bundled into familiar services like wallets, neobanks, payroll tools, and banking infrastructure that powers other apps.

When comparing fintech products, focus on what the tool directly does with money and where it fits in your workflow. Key checks include pricing transparency, settlement speed, FX rates, reliability and uptime, fraud and chargeback handling, KYC and regulatory alignment, and how well it integrates with banks, mobile money, or APIs. Use cases vary widely, including [Banking](/categories/banking) for holding balances, [Bill Payments](/tags/bill-payments) for utilities and airtime, [Lending and Loans](/tags/lending) for credit and BNPL, [Insurance](/tags/insurance) for cover management, and [Remittances](/tags/remittances) for cross border transfers.

Liners curates fintech software with hands on review and local context, prioritizing products whose core value is moving, holding, lending, insuring, or investing money. We assess clarity of the financial proposition, operating footprint, trust signals, and real world usability, not just marketing claims. Browse this page to quickly shortlist options, then open each listing to compare features, supported countries, and the money flows they enable, from payments platforms like Paystack to mobile money services such as M-PESA.

## Products

| Name | URL | Tagline | Country | Rating |
| --- | --- | --- | --- | --- |
| Peach Payments | /peach-payments | Orchestrate online and in-store payments across Africa | South Africa |  |
| Cellulant | /cellulant | Cellulant accept and manage payments across African markets via one API | Kenya |  |
| Quickteller | /quickteller | Pay bills, buy airtime, and transfer money in one place | Nigeria |  |
| PayJoy | /payjoy | Get an Android phone today with flexible repayments | South Africa |  |
| Mobicred | /mobicred | Buy now and pay monthly across thousands of SA stores | South Africa |  |
| PayJustNow | /payjustnow | Split purchases into 3 or 12 flexible payments | South Africa |  |
| Kopo Kopo | /kopo-kopo | Accept M-Pesa payments, pay suppliers, and access credit | Kenya |  |
| AZA Finance | /aza-finance | Cross-border FX, payments, and settlement for Africa | Kenya |  |
| Cowrywise | /cowrywise | Automate savings and invest in mutual funds from your phone | Nigeria | 4.1 |
| Misan | /misan | Send, receive, and spend money across borders | Nigeria | 4 |
| Cardtonic | /cardtonic | Get virtual cards, trade gift cards, pay bills, and shop online | Nigeria | 3.9 |
| Ridima | /ridima | Trade gift cards, sell crypto, and pay bills in one place | Nigeria | 3.5 |
| Remita | /remita | One platform to pay bills, send money, and get paid | Nigeria | 5 |
| FASTA | /fasta | Fast online cash loans with instant decisions in South Africa | South Africa |  |
| JUMO | /jumo | AI infrastructure for digital credit and savings at scale | South Africa |  |
| LemFi | /lemfi | Send money abroad fast with competitive exchange rates | Nigeria |  |
| Pineapple | /pineapple | Get insured online in minutes, quote and claim fast | South Africa |  |
| NALA | /nala | Send money from the US, UK, and EU to Africa and Asia | Tanzania |  |
| Bamboo | /bamboo | Buy US stocks from Africa with fractional investing | Nigeria | 3.7 |

## Related pages

- [Search products](/search)
- [Best products](/best)

## Access and citation

- [Canonical HTML page](https://liners.com/categories/fintech?page=3)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)