---
title: "Fintech software products"
description: "Compare the best fintech companies in Africa on Liners. Real user reviews, side-by-side comparisons and alternatives, updated for 2026."
canonical_url: "https://liners.com/categories/fintech?page=24"
markdown_url: "https://liners.com/categories/fintech.md?page=24"
type: "taxonomy"
language: "en"
updated_at: "2026-10-11T09:35:58.292Z"
---

# Fintech software products

Compare the best fintech companies in Africa on Liners. Real user reviews, side-by-side comparisons and alternatives, updated for 2026.

## Breadcrumbs

- [Categories](/categories)
- [Fintech](/categories/fintech)

## Summary

Compare the best fintech companies in Africa on Liners. Real user reviews, side-by-side comparisons and alternatives, updated for 2026.

## About this page

Fintech in Africa is where everyday money realities meet rapid innovation, from mobile money rails and card payments to lending, insurance, and investing. Because many markets are mobile first and multi currency, products often need to serve both local commerce and cross border flows. You will also see fintech bundled into familiar services like wallets, neobanks, payroll tools, and banking infrastructure that powers other apps.

When comparing fintech products, focus on what the tool directly does with money and where it fits in your workflow. Key checks include pricing transparency, settlement speed, FX rates, reliability and uptime, fraud and chargeback handling, KYC and regulatory alignment, and how well it integrates with banks, mobile money, or APIs. Use cases vary widely, including [Banking](/categories/banking) for holding balances, [Bill Payments](/tags/bill-payments) for utilities and airtime, [Lending and Loans](/tags/lending) for credit and BNPL, [Insurance](/tags/insurance) for cover management, and [Remittances](/tags/remittances) for cross border transfers.

Liners curates fintech software with hands on review and local context, prioritizing products whose core value is moving, holding, lending, insuring, or investing money. We assess clarity of the financial proposition, operating footprint, trust signals, and real world usability, not just marketing claims. Browse this page to quickly shortlist options, then open each listing to compare features, supported countries, and the money flows they enable, from payments platforms like Paystack to mobile money services such as M-PESA.

## Products

| Name | URL | Tagline | Country | Rating |
| --- | --- | --- | --- | --- |
| NEEM | /neem | Core banking built for Sharia-compliant finance operations | Senegal |  |
| SELATIS | /selatis | Full web core banking for end-to-end financial operations | Senegal |  |
| Bayes | /bayes-kenya | Get instant mobile loans to M-Pesa in Kenya | Kenya |  |
| truID | /truid | Consent-based access to banking data and credit insights | South Africa |  |
| Cowry | /cowry | Contactless payments for Lagos public transport and more | Nigeria |  |
| Shopcredit | /shopcredit | Retail credit for fashion distributors to fund inventory | Nigeria |  |
| Storspay | /storspay | Pay teams in Africa and Latin America with same-day settlement | Nigeria |  |
| Fewchore Finance | /fewchore-finance | Loans, investments, and advisory for Nigerian individuals and SMEs | Nigeria |  |
| Graph | /graph | Global payments and multi-currency accounts for businesses | Nigeria |  |
| LINK | /link | Convert and monetize FX across stablecoins and fiat | Nigeria |  |
| Jetseed | /jetseed | Automate savings from ₦100 and earn higher returns | Nigeria |  |
| Swipe | /swipe | Manage business spend and employee card financing in one place | Nigeria |  |
| GiftPesa | /giftpesa | Send digital vouchers instantly to any phone in Kenya | Kenya |  |
| Ceviant | /ceviant | Fueling ambition, securing tomorrow. | Nigeria |  |
| Zap by Paystack | /zap-by-paystack | Fast, secure bank transfers for everyday spending | Nigeria | 5 |
| Hope PSBank | /hope-psbank | Digital banking, transfers, and bill payments by phone number | Nigeria | 5 |
| Kwikpik | /kwikpik | Automate bills and send money with fiat or stablecoins | Nigeria |  |
| CashAfrica | /cashafrica | API infrastructure for NFC tap-to-pay across Africa | Nigeria | 4.5 |
| Rova | /rova | Manage money across borders with multicurrency accounts | Nigeria |  |

## Related pages

- [Search products](/search)
- [Best products](/best)

## Access and citation

- [Canonical HTML page](https://liners.com/categories/fintech?page=24)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)