---
title: "Fintech software products"
description: "Compare the best fintech companies in Africa on Liners. Real user reviews, side-by-side comparisons and alternatives, updated for 2026."
canonical_url: "https://liners.com/categories/fintech?page=2"
markdown_url: "https://liners.com/categories/fintech.md?page=2"
type: "taxonomy"
language: "en"
updated_at: "2026-10-10T03:01:37.568Z"
---

# Fintech software products

Compare the best fintech companies in Africa on Liners. Real user reviews, side-by-side comparisons and alternatives, updated for 2026.

## Breadcrumbs

- [Categories](/categories)
- [Fintech](/categories/fintech)

## Summary

Compare the best fintech companies in Africa on Liners. Real user reviews, side-by-side comparisons and alternatives, updated for 2026.

## About this page

Fintech in Africa is where everyday money realities meet rapid innovation, from mobile money rails and card payments to lending, insurance, and investing. Because many markets are mobile first and multi currency, products often need to serve both local commerce and cross border flows. You will also see fintech bundled into familiar services like wallets, neobanks, payroll tools, and banking infrastructure that powers other apps.

When comparing fintech products, focus on what the tool directly does with money and where it fits in your workflow. Key checks include pricing transparency, settlement speed, FX rates, reliability and uptime, fraud and chargeback handling, KYC and regulatory alignment, and how well it integrates with banks, mobile money, or APIs. Use cases vary widely, including [Banking](/categories/banking) for holding balances, [Bill Payments](/tags/bill-payments) for utilities and airtime, [Lending and Loans](/tags/lending) for credit and BNPL, [Insurance](/tags/insurance) for cover management, and [Remittances](/tags/remittances) for cross border transfers.

Liners curates fintech software with hands on review and local context, prioritizing products whose core value is moving, holding, lending, insuring, or investing money. We assess clarity of the financial proposition, operating footprint, trust signals, and real world usability, not just marketing claims. Browse this page to quickly shortlist options, then open each listing to compare features, supported countries, and the money flows they enable, from payments platforms like Paystack to mobile money services such as M-PESA.

## Products

| Name | URL | Tagline | Country | Rating |
| --- | --- | --- | --- | --- |
| myt money | /myt-money | Pay bills, transfer money, and scan QR codes in one app | Mauritius |  |
| SnapScan | /snapscan | Accept QR code payments in-store, online, or by link | South Africa |  |
| KCB M-PESA | /kcb-m-pesa | Save toward goals and lock funds from your phone | Kenya |  |
| Sendwave | /sendwave | Send international money to loved ones in seconds | Kenya |  |
| Branch | /branch | Instant smartphone loans, payments, and savings in one app | Nigeria |  |
| Mukuru | /mukuru | Send money across borders with cash, card, or wallet payouts | South Africa | 5 |
| Digital Virgo | /digital-virgo | Connect telcos, merchants via alternative mobile payments | Côte d'Ivoire |  |
| Fawry | /fawry | Pay bills, top up airtime, and accept payments in Egypt | Egypt |  |
| Pesapal | /pesapal | Accept M-Pesa, card, and NFC payments across channels | Kenya |  |
| Moniepoint | /moniepoint | Payments, banking, and credit tools for African businesses | Nigeria | 3.8 |
| OPay Business | /opay-business | Accept POS payments with instant settlement to your account | Nigeria | 4.3 |
| Lipaworld | /lipaworld | Open a virtual USD account and send money across Africa | South Africa |  |
| Payflex | /payflex | Split purchases into interest-free instalments | South Africa |  |
| EasyEquities | /easyequities | Invest in local and global markets from any amount | South Africa |  |
| OPay | /opay | Transfers, bill payments, and savings in one mobile wallet | Nigeria | 4.5 |
| Kuda | /kuda | Fee-free mobile banking with transfers, savings, and cards | Nigeria | 4.4 |
| DPO Pay | /dpo-pay | Accept card and mobile money payments across Africa | Kenya | 3 |
| Moove | /moove | Drive-to-own vehicle financing for ride-hailing and delivery | South Africa |  |
| TaxTim | /taxtim | File South African tax returns through guided Q&A | South Africa |  |

## Related pages

- [Search products](/search)
- [Best products](/best)

## Access and citation

- [Canonical HTML page](https://liners.com/categories/fintech?page=2)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)