---
title: "Fintech software products"
description: "Compare the best fintech companies in Africa on Liners. Real user reviews, side-by-side comparisons and alternatives, updated for 2026."
canonical_url: "https://liners.com/categories/fintech?page=18"
markdown_url: "https://liners.com/categories/fintech.md?page=18"
type: "taxonomy"
language: "en"
updated_at: "2026-10-11T03:02:02.527Z"
---

# Fintech software products

Compare the best fintech companies in Africa on Liners. Real user reviews, side-by-side comparisons and alternatives, updated for 2026.

## Breadcrumbs

- [Categories](/categories)
- [Fintech](/categories/fintech)

## Summary

Compare the best fintech companies in Africa on Liners. Real user reviews, side-by-side comparisons and alternatives, updated for 2026.

## About this page

Fintech in Africa is where everyday money realities meet rapid innovation, from mobile money rails and card payments to lending, insurance, and investing. Because many markets are mobile first and multi currency, products often need to serve both local commerce and cross border flows. You will also see fintech bundled into familiar services like wallets, neobanks, payroll tools, and banking infrastructure that powers other apps.

When comparing fintech products, focus on what the tool directly does with money and where it fits in your workflow. Key checks include pricing transparency, settlement speed, FX rates, reliability and uptime, fraud and chargeback handling, KYC and regulatory alignment, and how well it integrates with banks, mobile money, or APIs. Use cases vary widely, including [Banking](/categories/banking) for holding balances, [Bill Payments](/tags/bill-payments) for utilities and airtime, [Lending and Loans](/tags/lending) for credit and BNPL, [Insurance](/tags/insurance) for cover management, and [Remittances](/tags/remittances) for cross border transfers.

Liners curates fintech software with hands on review and local context, prioritizing products whose core value is moving, holding, lending, insuring, or investing money. We assess clarity of the financial proposition, operating footprint, trust signals, and real world usability, not just marketing claims. Browse this page to quickly shortlist options, then open each listing to compare features, supported countries, and the money flows they enable, from payments platforms like Paystack to mobile money services such as M-PESA.

## Products

| Name | URL | Tagline | Country | Rating |
| --- | --- | --- | --- | --- |
| XENO | /xeno | Plan, save, and invest toward clear financial goals | Uganda |  |
| Fyatu | /fyatu | Issue cards, send money, and integrate fintech APIs | Tanzania |  |
| Sudo | /sudo | Issue cards and embed payments with developer-first APIs | Nigeria | 5 |
| OhentPay | /ohentpay | Send and receive money worldwide with local rates | Nigeria | 3 |
| Unifi Africa | /unifi-africa | Apply online for microfinance loans in minutes | South Africa |  |
| Fin | /fin | Data-driven lending and financial products across Africa | South Africa |  |
| Paysail | /paysail | Run monthly payroll, pay staff, and file taxes online | Ghana |  |
| Gigmile | /gigmile | Vehicle financing and fleet access for Africa’s gig workers | Nigeria |  |
| Moov Money | /moov-money | Send money, pay bills, and buy airtime by phone | Togo |  |
| Creditville | /creditville | Loans, savings, transfers, and investments in one place | Nigeria |  |
| P2Vest | /p2vest | Borrow, lend, and compare insurance in one app | Nigeria |  |
| Fluna | /fluna | Source African commodities with compliant cross-border trade | Nigeria |  |
| CadRemit | /cadremit | Send money between Nigeria and North America in minutes | Nigeria |  |
| Manilla Finance | /manilla-finance | Pay Nigerian bills and travel with crypto or cards | Nigeria |  |
| Faydety | /faydety | Compare and apply for banking and insurance products in Egypt | Egypt |  |
| Sourcefin | /sourcefin | Get cashflow from purchase orders and unpaid invoices | South Africa |  |
| ReadyCash | /readycash | Agency banking and bill payments through local agents | Nigeria |  |
| Boya | /boya | Control business spending with cards, expenses, and bills | Kenya |  |
| Traction Apps | /traction-apps | Accept payments, manage sales, and track inventory in one place | Nigeria |  |

## Related pages

- [Search products](/search)
- [Best products](/best)

## Access and citation

- [Canonical HTML page](https://liners.com/categories/fintech?page=18)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)