---
title: "Fintech software products"
description: "Compare the best fintech companies in Africa on Liners. Real user reviews, side-by-side comparisons and alternatives, updated for 2026."
canonical_url: "https://liners.com/categories/fintech?page=16"
markdown_url: "https://liners.com/categories/fintech.md?page=16"
type: "taxonomy"
language: "en"
updated_at: "2026-10-11T03:02:02.527Z"
---

# Fintech software products

Compare the best fintech companies in Africa on Liners. Real user reviews, side-by-side comparisons and alternatives, updated for 2026.

## Breadcrumbs

- [Categories](/categories)
- [Fintech](/categories/fintech)

## Summary

Compare the best fintech companies in Africa on Liners. Real user reviews, side-by-side comparisons and alternatives, updated for 2026.

## About this page

Fintech in Africa is where everyday money realities meet rapid innovation, from mobile money rails and card payments to lending, insurance, and investing. Because many markets are mobile first and multi currency, products often need to serve both local commerce and cross border flows. You will also see fintech bundled into familiar services like wallets, neobanks, payroll tools, and banking infrastructure that powers other apps.

When comparing fintech products, focus on what the tool directly does with money and where it fits in your workflow. Key checks include pricing transparency, settlement speed, FX rates, reliability and uptime, fraud and chargeback handling, KYC and regulatory alignment, and how well it integrates with banks, mobile money, or APIs. Use cases vary widely, including [Banking](/categories/banking) for holding balances, [Bill Payments](/tags/bill-payments) for utilities and airtime, [Lending and Loans](/tags/lending) for credit and BNPL, [Insurance](/tags/insurance) for cover management, and [Remittances](/tags/remittances) for cross border transfers.

Liners curates fintech software with hands on review and local context, prioritizing products whose core value is moving, holding, lending, insuring, or investing money. We assess clarity of the financial proposition, operating footprint, trust signals, and real world usability, not just marketing claims. Browse this page to quickly shortlist options, then open each listing to compare features, supported countries, and the money flows they enable, from payments platforms like Paystack to mobile money services such as M-PESA.

## Products

| Name | URL | Tagline | Country | Rating |
| --- | --- | --- | --- | --- |
| Okash | /okash | Get a personal loan in minutes from your phone | Nigeria | 3.6 |
| Rivy | /rivy | Flexible financing for solar and clean energy projects | Nigeria | 3 |
| Zuvy | /zuvy | Create invoices and get cash upfront on unpaid bills | Nigeria | 3 |
| Yalu Loans | /yalu-loans | Apply online for unsecured business finance in 24 hours | South Africa |  |
| Payzone Morocco | /payzone-morocco | Accept card payments online and in-store from one back office | Morocco |  |
| Cladfy | /cladfy | AI lending infrastructure for faster, safer microloans | Kenya |  |
| Capfin | /capfin | Apply for an unsecured personal loan up to R50 000 | South Africa |  |
| Vaultpay RDC | /vaultpay-rdc | Open a digital account and get a Visa card in minutes | DR Congo |  |
| BLNK | /blnk | Get instant in-store credit for purchases in Egypt | Egypt |  |
| Juicyway | /juicyway | Send, exchange, and move money across borders | Nigeria |  |
| MNZL Wallet | /mnzl-wallet | Turn homes and cars into affordable credit | Egypt |  |
| i-invest | /i-invest | Invest in Nigerian T-bills, stocks, and fixed income from your phone | Nigeria |  |
| Plumter | /plumter | Pay overseas suppliers in 120+ currencies with tracking | Nigeria |  |
| Prospa | /prospa | Business banking and lending for small businesses | Nigeria |  |
| Churpy | /churpy | Automate receivables reconciliation across banks and ERPs | Kenya |  |
| Changera | /changera | Spend, hold, and send money across borders in one app | Nigeria |  |
| Onboard | /onboard | Manage USD, cards, and crypto in one mobile wallet | Nigeria |  |
| Littlefish | /littlefish | White-label merchant services that extend bank infrastructure | South Africa | 4 |
| Shecluded | /shecluded | Affordable loans and business support for women-led SMEs | Nigeria | 3 |

## Related pages

- [Search products](/search)
- [Best products](/best)

## Access and citation

- [Canonical HTML page](https://liners.com/categories/fintech?page=16)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)