---
title: "Banking software products"
description: "Compare the best banking apps in Africa on Liners. Real user reviews, side-by-side comparisons and alternatives, updated for 2026."
canonical_url: "https://liners.com/categories/banking?page=7"
markdown_url: "https://liners.com/categories/banking.md?page=7"
type: "taxonomy"
language: "en"
updated_at: "2026-10-01T03:01:45.906Z"
---

# Banking software products

Compare the best banking apps in Africa on Liners. Real user reviews, side-by-side comparisons and alternatives, updated for 2026.

## Breadcrumbs

- [Categories](/categories)
- [Banking](/categories/banking)

## Summary

Compare the best banking apps in Africa on Liners. Real user reviews, side-by-side comparisons and alternatives, updated for 2026.

## About this page

Banking covers the licensed banks and their account-based products that people and businesses across Africa use every day — from decades-old institutions with nationwide branch networks to mobile-first digital banks built for a phone-only generation. Use this category to compare current and savings accounts, mobile and web banking apps, debit and credit cards, and the channels each bank supports.

### Who's included

- Traditional retail and commercial banks with branch networks (e.g., long-established players like Access Bank, GTBank, Standard Bank, or Equity Bank)
- Fully digital, app-only banks and neobanks operating under their own banking or e-money license (e.g., Kuda, TymeBank)
- Microfinance banks and digital-first savings institutions serving underbanked customers
- Regional and pan-African banking groups with operations across multiple countries

### Products and services covered

- Retail current and savings accounts
- Business and SME banking accounts
- Mobile banking apps and USSD banking (for feature-phone users)
- Online and web banking portals
- Debit, credit, and prepaid cards issued directly by the bank
- Fixed deposits and other bank-issued savings products
- Cross-border and multi-currency accounts offered directly by a bank

### How customers access these banks

- Physical branch networks
- Agent banking (bank services offered through local shops and agents)
- USSD, for basic phones without internet access
- Mobile apps and web banking

Not sure it belongs here? If a product processes payments but isn't itself a licensed bank, holds crypto, sells insurance, or lends money without taking deposits, it's more likely a fit for Fintech, Crypto & Web3, or Insurtech instead.

## Products

| Name | URL | Tagline | Country | Rating |
| --- | --- | --- | --- | --- |
| MoneyMaster PSB | /moneymaster-psb | Digital banking for wallets, payments, merchants, and agents | Nigeria |  |
| Faisal Islamic Bank | /faisal-islamic-bank | Sharia-compliant banking with mobile transfers and bill payments | Sudan |  |
| TAJBank | /tajbank | Access non-interest digital banking and account services in Nigeria | Nigeria |  |
| BANCOBU Bank | /bancobu-bank | Banking services for individuals and businesses in Burundi | Burundi |  |
| Globus Bank | /globus-bank | Digital banking for personal, business, and merchant needs | Nigeria |  |
| Optimus Bank | /optimus-bank | Banking access via app, web, and USSD in Nigeria | Nigeria |  |
| Kredi | /kredi | Save, borrow, pay bills, and manage business payments in one app | Nigeria |  |
| Banknbox | /banknbox | Digital banking, card issuing, and acquiring in one platform | Egypt |  |
| GoTyme Bank | /gotyme-bank | Free digital banking with savings, payments, and card access | South Africa | 5 |
| Sofri | /sofri | Digital banking, transfers, bills, and quick loans in one app | Nigeria |  |
| AFG Bank | /afg-bank | Personal and business banking across seven African countries | Côte d'Ivoire |  |
| Alpha Morgan Bank | /alpha-morgan-bank | Digital banking for personal and business accounts in Nigeria | Nigeria |  |
| Baines Credit Microfinance Bank | /baines-credit-microfinance-bank | Loans, savings, and investments for individuals and SMEs | Nigeria |  |
| Agricultural Development Bank (ADB) | /agricultural-development-bank | Manage ADB banking services, rates, and forms online | Ghana |  |
| 3kle | /3kle | Banking, payments, savings, and loans in one app | Nigeria |  |
| Summit Bank | /summit-bank | Non-interest banking for personal and business finance | Nigeria |  |
| Banco da África Ocidental | /banco-da-africa-ocidental | Everyday banking, savings, credit, and payments in one place | Guinea-Bissau |  |
| BRED Madagasikara | /bred-madagasikara | Manage bank accounts online and on mobile in Madagascar | Madagascar |  |
| Trust Bank Gambia | /trust-bank-gambia | Bank accounts and everyday transactions from web and mobile | Gambia |  |

## Related pages

- [Search products](/search)
- [Best products](/best)

## Access and citation

- [Canonical HTML page](https://liners.com/categories/banking?page=7)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)