---
title: "Cashless Africa: Money Transfer App — Fees"
description: "Send money across Nigeria, Senegal, Benin, Burkina Faso, Côte d’Ivoire & Togo with zero fees. Create cards for 3,000 FCFA; $10 min deposit."
canonical_url: "https://liners.com/cashless-africa"
markdown_url: "https://liners.com/cashless-africa.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/cashless-africa/screenshot.png?v=1787311545476"
published_at: "2026-08-21T11:23:18.580Z"
updated_at: "2026-09-21T05:12:46.127Z"
---

# Cashless Africa: Money Transfer App — Fees

Send money across Nigeria, Senegal, Benin, Burkina Faso, Côte d’Ivoire & Togo with zero fees. Create cards for 3,000 FCFA; $10 min deposit.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [Cashless Africa](/cashless-africa)

## Summary

Send and manage money across Africa and the diaspora

A digital finance app for consumers in Africa and the diaspora to send money with zero fees, create virtual or physical cards, and track spending with budgeting tools.

## Product details

| Field | Value |
| --- | --- |
| Website | https://www.cashless.africa/en |
| Tagline | Send and manage money across Africa and the diaspora |
| Primary country | Nigeria |
| Platforms | Web, Android, iOS |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | Yes |

## About the product

Cashless Africa is a digital finance and payments app for consumers in Africa and the African diaspora who want to send money, manage multiple currencies, and pay with virtual or physical cards.

Key capabilities include:
- **Peer to peer transfers** that the product advertises as **zero fees**, designed for sending money to anyone, anywhere
- **Payment cards on demand**, including **virtual cards for online purchases** and **physical cards for everyday spending**, with support for creating multiple cards
- **Smart budgeting and spending analytics**, with automated goal setting, spending tracking, saving support, and **real time insights** into where money is spent
- **Multi currency management** from a single account, including **automatic conversion**, **real time exchange rates**, and the product’s stated **zero hidden fees**

Security features highlighted include **256 bit encryption**, **two factor authentication (2FA)**, and **24/7 monitoring**.

Available on **Web**, **Android** (Google Play), and **iOS** (App Store).

Built for **B2C users**, especially individuals across Africa and its diaspora who need a wallet style app for cross border money management, card payments, and day to day budgeting.

Notable context: the website states that **currency is issued by ID MONEY SA**, and the product positions itself as a fintech built for Africa and the diaspora, with an in app FAQ covering costs, card types, usage, and security.

## Features

- [Fintech](/categories/fintech): Category
- [B2C](/tags/b2c): Product feature or technology
- [Multi-currency](/tags/multi-currency): Product feature or technology
- [Virtual Cards](/tags/virtual-cards): Product feature or technology
- [Benin](/countries/benin): Market
- [Burkina Faso](/countries/burkina-faso): Market
- [Côte d'Ivoire](/countries/cote-divoire): Market
- [Nigeria](/countries/nigeria): Market
- [Senegal](/countries/senegal): Market
- [Togo](/countries/togo): Market

## Related pages

- [Alternatives](/cashless-africa/alternatives)
- [Reviews](/cashless-africa/reviews)
- [Transparency](/cashless-africa/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/cashless-africa)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)