---
title: "Cashbuddy: Virtual Cards and Business Loans"
description: "Create virtual USD/NGN cards in Nigeria, exchange naira to USD or RMB to pay China suppliers, get business loans, pay bills & send money worldwide."
canonical_url: "https://liners.com/cashbuddy"
markdown_url: "https://liners.com/cashbuddy.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/cashbuddy/screenshot.webp?v=1773314458585"
published_at: "2026-03-12T11:29:45.132Z"
updated_at: "2026-10-07T13:26:20.011Z"
---

# Cashbuddy: Virtual Cards and Business Loans

Create virtual USD/NGN cards in Nigeria, exchange naira to USD or RMB to pay China suppliers, get business loans, pay bills & send money worldwide.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [Cashbuddy](/cashbuddy)

## Summary

Cards, loans, transfers, and RMB exchange in one platform

A fintech platform for African individuals, freelancers, and businesses to get virtual USD/NGN cards, access business loans, exchange currency (including RMB), pay bills, and send money globally.

## Product details

| Field | Value |
| --- | --- |
| Website | https://cashbuddy.ng/ |
| Tagline | Cards, loans, transfers, and RMB exchange in one platform |
| Primary country | Nigeria |
| Platforms | Web, API |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

Cashbuddy is a fintech platform for individuals, freelancers, and businesses in Nigeria that provides virtual cards, business loans, currency exchange, bill payments, and global money transfer services.

Key capabilities include:

- **Virtual debit cards (USD and NGN)** for international online payments, including subscriptions and ad platforms (for example Netflix, Apple Music, AWS, Google Ads, Facebook Ads).
- **Business loans** designed for business needs such as inventory financing, asset or equipment financing, vendor payments, and working capital.
- **Currency exchange and RMB buying** to convert Naira to currencies such as **USD and Chinese Yuan (RMB)**, with support for sending money to China for supplier payments.
- **Bills payment and airtime-to-cash** to pay utilities, TV, and internet bills, plus convert airtime to cash; APIs are also available for airtime conversion and bill payment.

Available on **Web** (business dashboard and login) and via **APIs** (Virtual Card API, Virtual Account API, Airtime-to-Cash API, Bills Payment API, Gift Cards API).

It targets **B2B2C use cases**, serving end users directly while also supporting **developers, fintechs, and businesses** that want to embed virtual accounts, virtual cards, and payments into their own products.

Cashbuddy is notable in the Nigerian market for packaging **virtual USD cards, RMB exchange for China payments, lending, and developer APIs** into a single platform, with **KYC verification** required to unlock full features like cards, global transfers, and business services.

## Features

- [Fintech](/categories/fintech): Category
- [Bill Payments](/tags/bill-payments): Product feature or technology
- [Cross-Border Payments](/tags/cross-border-payments): Product feature or technology
- [Lending and Loans](/tags/lending): Product feature or technology
- [Virtual Cards](/tags/virtual-cards): Product feature or technology
- [Nigeria](/countries/nigeria): Market

## Related pages

- [Alternatives](/cashbuddy/alternatives)
- [Reviews](/cashbuddy/reviews)
- [Transparency](/cashbuddy/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/cashbuddy)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)