---
title: "Branch: Loan App in Africa"
description: "Get 100% smartphone-based loans, send/receive money, pay bills, and save or invest in Kenya, Nigeria and Tanzania. Web + Android."
canonical_url: "https://liners.com/branch"
markdown_url: "https://liners.com/branch.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/branch/screenshot.webp?v=1773357875455"
published_at: "2026-03-14T21:22:25.240Z"
updated_at: "2026-09-15T10:06:32.622Z"
---

# Branch: Loan App in Africa

Get 100% smartphone-based loans, send/receive money, pay bills, and save or invest in Kenya, Nigeria and Tanzania. Web + Android.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [Branch](/branch)

## Summary

Instant smartphone loans, payments, and savings in one app

A personal finance app for consumers in Africa and India offering instant loans, wallet transfers, bill payments, and savings and investment options from a smartphone.

## Product details

| Field | Value |
| --- | --- |
| Website | https://branch.co/ |
| Tagline | Instant smartphone loans, payments, and savings in one app |
| Primary country | Nigeria |
| Platforms | Android, Web |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

Branch is a personal finance app for individual consumers in emerging markets who want access to digital banking services, including loans and everyday payments, from a smartphone.

Key capabilities include:

- **Smart digital loans** that are **100% smartphone-based** and designed to work without physical paperwork
- **Branch wallet** for **sending and receiving money** with other users, plus support for everyday transactions
- **Bill payments** to pay routine bills through the app
- **Savings and high-yield investments** for customers who want to save and grow balances digitally

Available on **Web** and **Android** (Google Play).

The product targets **B2C consumers** in markets such as **Nigeria, Kenya, Tanzania, and India**, especially people who have limited access to traditional banking services or credit history.

It is notable in the African market context for offering an app-based suite that combines **loans, transfers, bill pay, and savings/investments** in one place, plus a **debit card launch in Nigeria** with plans to expand to other markets. The company also supports localized country sites for IN, KE, NG, and TZ.

## Features

- [Fintech](/categories/fintech): Category
- [B2C](/tags/b2c): Product feature or technology
- [Bill Payments](/tags/bill-payments): Product feature or technology
- [Investments](/tags/investments): Product feature or technology
- [Lending and Loans](/tags/lending): Product feature or technology
- [Neobanks](/tags/neobanks): Product feature or technology
- [Personal Finance](/tags/personal-finance): Product feature or technology
- [Savings](/tags/savings): Product feature or technology
- [Kenya](/countries/kenya): Market
- [Nigeria](/countries/nigeria): Market
- [Tanzania](/countries/tanzania): Market

## Related pages

- [Alternatives](/branch/alternatives)
- [Reviews](/branch/reviews)
- [Transparency](/branch/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/branch)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)