---
title: "Bora Credit: Mobile Loans and Personal Credit"
description: "Apply for a short-term mobile loan in Kenya, get approved in minutes, and receive funds direct to M-Pesa. Manage repayment in-app on Android."
canonical_url: "https://liners.com/bora-credit"
markdown_url: "https://liners.com/bora-credit.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/boracredit/screenshot.webp?v=1786021770155"
published_at: "2026-08-08T03:08:48.086Z"
updated_at: "2026-09-23T08:51:23.219Z"
---

# Bora Credit: Mobile Loans and Personal Credit

Apply for a short-term mobile loan in Kenya, get approved in minutes, and receive funds direct to M-Pesa. Manage repayment in-app on Android.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [Bora Credit](/bora-credit)

## Summary

Get a mobile loan in minutes and receive funds to M-Pesa

A Kenya-focused digital lending app that helps individuals apply for short-term mobile loans, get assessed for eligibility, and receive disbursements to M-Pesa.

## Product details

| Field | Value |
| --- | --- |
| Website | https://boracredit.net/ |
| Tagline | Get a mobile loan in minutes and receive funds to M-Pesa |
| Primary country | Kenya |
| Platforms | Android, Web |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

Bora Credit is a digital lending app for individuals in Kenya who need short-term mobile loans and want funds disbursed to their M-Pesa accounts.

Key capabilities include:
- **Instant loan applications** with approval in minutes and direct **M-Pesa disbursement** for approved borrowers
- **Credit and eligibility assessment** to help evaluate creditworthiness and determine loan access
- **In-app loan management and repayment** through an Android interface designed for self-service borrowing
- **Secure, encrypted transactions** and **24/7 customer support** via published phone and email contacts

Available on **Android** (Google Play). The website provides product information, policies, and account deletion.

Targeted at **B2C borrowers in Kenya** looking for quick personal credit for urgent expenses, debt consolidation, or planned purchases.

Notable in the Kenyan market because it is operated by **CERES TECH LIMITED**, a Kenya-registered company with a Nairobi address, and it is built around **M-Pesa-based disbursement**, a common local payment rail for digital lending.

## Features

- [Fintech](/categories/fintech): Category
- [B2C](/tags/b2c): Product feature or technology
- [Lending and Loans](/tags/lending): Product feature or technology
- [Kenya](/countries/kenya): Market

## Related pages

- [Alternatives](/bora-credit/alternatives)
- [Reviews](/bora-credit/reviews)
- [Transparency](/bora-credit/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/bora-credit)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)