---
title: "BMONI: Multi-Currency Wallet App in Africa"
description: "Save, send and receive money in Nigeria with NGN and USD wallets, plus USD stablecoin savings. Fund via bank transfer or stablecoins on BSC, Ethereum."
canonical_url: "https://liners.com/bmoni"
markdown_url: "https://liners.com/bmoni.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/bmoni/screenshot.webp?v=1773010382224"
published_at: "2026-03-09T18:20:53.465Z"
updated_at: "2026-09-21T05:13:35.713Z"
---

# BMONI: Multi-Currency Wallet App in Africa

Save, send and receive money in Nigeria with NGN and USD wallets, plus USD stablecoin savings. Fund via bank transfer or stablecoins on BSC, Ethereum.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [BMONI](/bmoni)

## Summary

Manage NGN and USD wallets with stablecoin savings

A fintech app for individuals in Nigeria to save, send, receive, and manage money in NGN and USD with multi-currency wallets, stablecoin funding, and cards.

## Product details

| Field | Value |
| --- | --- |
| Website | https://bmoni.com/products |
| Tagline | Manage NGN and USD wallets with stablecoin savings |
| Primary country | Nigeria |
| Platforms | iOS, Android, Web |
| Average rating | 4.5 |
| Published reviews | 2 |
| Verified listing | No |

## About the product

BMONI is a consumer fintech app for people in Nigeria who want bank-like tools to save, send, receive, and manage money across **NGN and USD** using **multi-currency wallets** and stablecoins.

Key capabilities include:
- **NGN and USD wallets** to hold funds and manage balances across two currencies
- **USD stablecoin savings**, designed to let users save in USD-denominated stablecoins
- **Funding options** via bank transfer and stablecoins from supported blockchains (Binance Smart Chain, Ethereum, Polygon)
- **Payments and transfers** including peer-to-peer sending and requesting funds, plus global transfers with low, transparent fees
- **Cards for spending**, including virtual and physical card options
- **Security features** that include biometrics, encryption, and integrations with licensed financial institutions (as stated in the product brief)

Available on **Android and iOS**.

It targets **individual users** such as freelancers, founders, families, and everyday consumers who need personal savings and cross-border money management in Naira and USD.

It is notable in the Nigerian market for combining **Naira support**, **USD stablecoin balances**, and a mobile-first approach to borderless personal finance; it is developed by BKey, Inc., which reports 22 patents in biometric technology, and it has a 4.8/5 rating from 26 App Store reviews.

## Features

- [Fintech](/categories/fintech): Category
- [B2C](/tags/b2c): Product feature or technology
- [Multi-currency](/tags/multi-currency): Product feature or technology
- [Physical Cards](/tags/physical-cards): Product feature or technology
- [Stablecoins](/tags/stablecoins): Product feature or technology
- [Virtual Cards](/tags/virtual-cards): Product feature or technology
- [Ghana](/countries/ghana): Market
- [Nigeria](/countries/nigeria): Market
- [South Africa](/countries/south-africa): Market

## Related pages

- [Alternatives](/bmoni/alternatives)
- [Reviews](/bmoni/reviews)
- [Transparency](/bmoni/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/bmoni)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)