---
title: "Blnk Finance: Financial Ledger in Nigeria"
description: "Build multi-currency, double-entry ledgers in Nigeria via open-source Core + APIs/SDKs. Cloud adds dashboards, refunds, RBAC, 7-day backups."
canonical_url: "https://liners.com/blnk-finance"
markdown_url: "https://liners.com/blnk-finance.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/blnkfinance/screenshot.webp?v=1775392065893"
published_at: "2026-04-05T18:19:23.432Z"
updated_at: "2026-09-18T03:01:07.480Z"
---

# Blnk Finance: Financial Ledger in Nigeria

Build multi-currency, double-entry ledgers in Nigeria via open-source Core + APIs/SDKs. Cloud adds dashboards, refunds, RBAC, 7-day backups.

## Breadcrumbs

- [Developer Tools & Cloud](/categories/developer-tools-cloud)
- [Blnk Finance](/blnk-finance)

## Summary

Build compliant financial ledgers with double-entry accuracy

An open-source, API-first financial ledger and cloud back office for developers building wallets, payments, crypto, lending, and billing products.

## Product details

| Field | Value |
| --- | --- |
| Website | https://blnkfinance.com/ |
| Tagline | Build compliant financial ledgers with double-entry accuracy |
| Primary country | Nigeria |
| Platforms | API, Web |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

Blnk Finance is a developer-first financial ledger platform for engineering teams building fintech products that need accurate balances, auditable transaction records, and operational controls.

Key capabilities include:
- **Immutable double-entry ledger (Core)** for recording transactions with a required **source** and **destination**, supporting **multi-currency** balances tracked independently.
- **Programmable transaction workflows** to model deposits, payouts, wallets, lending flows, and other money movement via REST APIs and SDKs (cURL, Node.js, Go, Python, PHP, Java).
- **Reconciliation engine** to match the internal system of record against external records for faster, higher-accuracy reconciliation.
- **Blnk Cloud back office and insights** with dashboards for exploring ledger data, performing actions like creating records and issuing refunds, **real-time anomaly detection** alerts, team collaboration tools, and **role-based access control** with activity tracking.

Available on **Web** (Cloud dashboard) and via **API** (Core). Core uses **Postgres** for storage (bring-your-own database), and managed deployment options include isolated infrastructure, automated backups (up to **7-day** retention) and point-in-time recovery.

It is designed for **B2B developers and engineering teams** building wallets, payments, banking features, crypto workflows, SaaS billing systems, and other applications that send, receive, or hold value.

Notable for African fintech builders and global teams, it combines a free **open-source Core** (Apache License 2.0) with a paid Cloud platform, and maintains stated compliance with **ISO-27001**, **SOC 2**, and **GDPR** standards. It also references production use by teams including Ultramarkets, Tecnología Financiera, Seven, Morna Tech, and Yousend.

## Features

- [Developer Tools & Cloud](/categories/developer-tools-cloud): Category
- [B2B](/tags/b2b): Product feature or technology
- [Enterprise](/tags/enterprise): Product feature or technology
- [Multi-currency](/tags/multi-currency): Product feature or technology
- [Open Source](/tags/open-source): Product feature or technology
- [Nigeria](/countries/nigeria): Market

## Related pages

- [Alternatives](/blnk-finance/alternatives)
- [Reviews](/blnk-finance/reviews)
- [Transparency](/blnk-finance/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/blnk-finance)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)